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November 2021

* * SPECIAL ANNUAL ENROLLMENT EDITION * *

Annual Benefits Enrollment Is Now Open and New Wellness Sessions Offered   Make your benefit choices for 2022!

Visit My Benefits to access Annual Enrollment for full plan details and to enroll. My Benefits Review your benefit elections, make selections during the annual enrollment period or make changes to your benefits if you have a change in family status.

The deadline for enrollment changes is November 29, 2021. Your elections will take effect on January 1, 2022.   See below for dates and times of information sessions.

Not making any changes to your health insurance benefits in 2022?

There’s no need to re-enroll in health insurance if you are not making any changes; your current elections will remain the same. However, Flexible Spending Accounts (FSA) do not automatically renew. If you want to contribute to an FSA, you MUST plan your contributions for 2022 during this enrollment period, even if you had an FSA last year.

Important Highlights for 2022

Our healthcare costs continue to rise due to new drugs, new technologies, where we live, our aging workforce and the impact of COVID-19. The employee contribution rate for Cigna will increase by 10 percent for 2022. As you may know, we offer a lower-cost alternative—the local EmblemHealth HMO plan. If your doctor participates in this plan, and if you're okay with a local health plan instead of a national health plan, you may wish to consider enrolling in EmblemHealth. Emblem is increasing the employee contribution rate for Emblem by 6.9 percent. There are no rate increases for EyeMed Vision, Voluntary Supplemental Life or Long-Term Disability insurance. The rate for Cigna Dental PPO insurance will increase by 5 percent.  There will be no increase for the Cigna Dental HMO insurance. About premium rate increases Adelphi University offers comprehensive benefit programs and subsidizes the vast majority of these programs. We are in the process of reviewing our plan designs, contributions and other programs. Our goal is to continue to provide competitive benefits but to offer more affordable plan choices in 2023.

Adelphi will continue to fund Health Reimbursement Accounts (HRAs) for employees with Cigna medical insurance. The University will provide a debit card preloaded with:  $400 for an individual Cigna account holder $750 for a Cigna family policy

Use your OPTUM debit card to pay for eligible Health Care Spending Account expenses.    NOTE: Effective January 1, 2022, OPTUM will be the new plan administrator for all Adelphi FSA/HRA accounts, (Healthcare, Dependent Care, Transit/Parking and HRA accounts). If you enroll in Cigna insurance, please be on the lookout for a mailing to your home that will include your new OPTUM debit card, effective January 1, 2022. You will continue to use your WageWorks card through December 31, 2021.

Want to save money? Open a Flexible Spending Account.

We have simplified this process so that all you have to do is use your OPTUM debit card for these expenses. You can save on your out-of-pocket expenses by electing a healthcare Flexible Spending Account (FSA). Keep in mind the FSA account(s) are use-it-or-lose-it plans—funds must be spent during the benefit year, as any unspent balance is forfeited. Be sure to plan carefully in order to maximize savings. These accounts let you use pretax money to pay for eligible healthcare expenses while reducing taxable income, such as: Co-payments—office visits, specialists, emergency room visits and prescriptions Deductibles—the amount you must pay before insurance covers your claims Coinsurance—your part of the shared payment of the claim Dental care Eye exams, glasses and contacts Laser eye surgery Orthodontia Over-the-counter medical supplies   Did you contribute to an FSA last year? Flexible Spending Account elections must be made annually, so make sure to re-enroll if you’d like to have an account this year. Health Care Spending Account Dependent Care Spending Account Transit/Parking Spending Account

View Plan Details and Enroll

My Benefits Review your benefit elections, make selections during the annual enrollment period or make changes to your benefits if you have a change in family status. Go to eCamus and click on the MyBenefits tile.

Free Assistance for All Adelphi Employees   The Cigna Employee Assistance Program (EAP) for all employees is available seven days a week, 365 days a year, to assist with a broad range of services that can help employees reduce stress, stay healthy and perform at their best. All Adelphi employees and their household members have the benefit of the following programs, every day, 24/7, through the Adelphi University Employee Assistance Program (EAP). You can access resources at myCigna.com or by phone at 877.622.4327 . You do not need to have Cigna insurance to use this program. You can register using your Adelphi employer ID number. Here are some of your benefits: Six face-to-face counseling sessions (which can be done virtually if preferred) Unlimited telephonic consultations with licensed clinicians (no cost) Work-life support related to child care, parenting, education and eldercare Webcast access to COVID-19-related seminars

Get This Year’s Healthcare Premium Rates   View plan details and rates on My Benefits for an easy-to-read look at the 2022 rates and summaries of all the medical plans.

Employee Wellness Workshops and Seminars   The Office of Human Resources is pleased to offer wellness workshops and seminars at no charge to Adelphi employees. New programs for this fall and winter now include: Lightening Your Life With Laughter Overcoming Burnout The Path to Inner Peace Staying Focused During Times of Change Holiday Survival Guide To view a schedule and links, visit the Wellness Page on the Human Resources intranet.

Annual Enrollment Online Sessions   Hear from our Cigna, EmblemHealth and OPTUM [our new provider of Flexible Spending Accounts (FSAs) and Health Reimbursement Accounts (HRAs)] representatives through an online session.   Tuesday, November 9, 2021 Cigna and OPTUM: 10:00 a.m.–11:30 a.m. Join Cigna and OPTUM Zoom Meeting from PC or mobile or join by phone. Phone: +1 929.205.6099 Meeting Number (Access Code): 914 3520 2521   Tuesday, November 9, 2021 EmblemHealth: 1:00 p.m.–2:30 p.m. Join EmblemHealth Zoom Meeting from PC or mobile or join by phone. Phone: +1 929.205.6099 Meeting Number (Access Code): 916 0614 3844   Wednesday, November 10, 2021 Cigna: 10:00 a.m.–11:30 a.m. Join Cigna Zoom Meeting from PC or mobile or join by phone. Phone: +1 929.205.6099    Meeting Number (Access Code): 928 4135 5832   Wednesday, November 10, 2021 EmblemHealth and OPTUM: 1:00 p.m.–2:30 p.m. Join Emblem Health & OPTUM Zoom Meeting from PC or mobile or join by phone. Phone: +1 929.205.6099 Meeting Number (Access Code): 927 3666 8958   If you are unable to attend one of the annual enrollment sessions, please feel free to view a PowerPoint presentation by Cigna and/or EmblemHealth and/or OPTUM at your convenience.

Human Resources Office Hours Monday through Thursday: 8:30 a.m.–3:00 p.m. Friday: 8:30 a.m.–1:00 p.m. Location: Levermore Hall, Suite 203

Do you have a question or concern about benefits at Adelphi? Please reach out to: Karen Loiacono Director of Total Rewards Levermore Hall, Room 203 loiacono@adelphi.edu 516.877.3229 Joanna Ocampo HR Specialist of Benefits and Human Resources Information System Projects Levermore Hall, Room 203 ocampo1@adelphi.edu 516.877.3221 Human Resources Partners (HRPs) If you have questions about anything in this newsletter other than benefits, please reach out to your HR Partner. If you’re not sure who your HR Partner is, here is a list of HRPs and their areas of responsibility, which is also available on our website.

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