HSA Contribution and HDHP Deductible Limits for 2026

On May 1, 2025, the IRS released Rev. Proc. 2025-19 (PDF) containing the Health Savings Account (HSA) contribution limits for calendar year 2026.

• Self-only coverage will be $4,400, up from $4,300 in 2025.
• Family coverage will jump to $8,750 in 2026, an increase from $8,550 in 2025.
• Catch-up contribution for age 55+ remains unchanged at $1,000.



The IRS also adjusted the minimum deductible and maximum out-of-pocket amounts for High-Deductible Health Plans (HDHPs) for 2026:

• The minimal deductible for self-only coverage must be at least $1,700, up from $1,650 in 2025. The family coverage minimum will be $3,400, increasing from $3,300 in 2025.
• Annual out-of-pocket expense maximums (deductibles, co-payments, and other amounts, but not premiums) are $8,500 for self-only coverage, an increase from $8,300 in 2025, and $17,000 for family coverage, up from $16,600 in 2025.

The IRS also announced that the excepted benefit health reimbursement arrangement (EBHRA) limit will be $2,200 in 2026, up from $2,150 in 2025. All limits will take effect January 1, 2026.

May Is Mental Health Awareness Month

Mental Health Awareness Month was established in 1949. It serves to increase awareness of the vital role mental health and wellness plays in our overall health and to celebrate recovery from mental illness.

QualChoice Telehealth provides mental health and substance abuse services by phone or video with access to in-network healthcare providers 24 hours a day. Use it right when you need it — or schedule an appointment ahead of time.

• Any care that can be delivered this way is covered.
• Any type of connection technology may be used.*

Learn more about QualChoice Telehealth.

*Providers should follow state and federal guidelines regarding performance of telehealth services including permitted modalities.

MediQ65 Medicare Supplement Plans

A MediQ65 Medicare Supplement plan can help pay for things that Medicare doesn’t, like copayments, coinsurance, and deductibles.

• Multiple plans available
• Available to Arkansas residents ages 65 and over, and those qualified for Medicare due to disability
• No medical questions if you sign up during your first enrollment or guaranteed issue period
• Silver&Fit® Exercise & Healthy Aging Program (PDF) included at no cost
• Discount preventive dental services (PDF) with most plans
• Discounts from a variety of health services vendors

Holiday Closure

Our offices will be closed on Monday, May 26, in observance of Memorial Day.