2025 Retirement Contribution Options & Limits

• 401(k), 403(b), governmental 457 plans, and the federal government’s Thrift Savings Plan is increased to $23,500, up from $23,000. There is a catch up allowed for taxpayers over 50 of $7,500. For those aged 60-63 who participate in these plans, the catch up is $11,250. The deadline is December 31, 2025
• 401(K) with Profit Sharing maximum is $23,500 401(K) + catch up if over 50 years old, plus $39,000 to Profit Sharing component. The deadline for the profit sharing contribution is March 15, 2026
• Traditional & ROTH IRA remains at $7,000 with $1,000 catch up available for taxpayers over 50. The deadline is April 15, 2026
• SEP IRA contribution limit is $70,000 (25% of eligible compensation maximum). The deadline is April 15, 2026

Don't delay - start saving for your retirement today!

Upcoming Deadlines - Are you Ready?

Please take note of upcoming dates and deadlines:



• March 15th-Business tax deadline for Partnerships, S Corporations & Trust Returns not located in Federal Declared Disaster Zones
• March 31st-FL Homestead Applications due for 2025 property taxes
• April 1st-FL Tangible Property Tax Returns Due
• April 15th- Individual and C Corporation Tax Return Deadline or extension request for Partnerships, S Corporations & Trust Returns not located in Federal Declared Disaster Areas and 1st quarterly deadline for estimated IRS tax payments.
• May 1st-2024 Business and Personal tax deadline or extension request for taxpayers located in a Federally Declared Disaster Zone - Applies to FL Residents
• May 1st-2023 Personal tax return deadline with extension for hurricanes
• May 1st-2025 FL Annual Reports Due

**This is a reminder that your 2025 Florida Annual Report are Now Due. The Filing deadline is May 1, 2025. The late filing penalty is up to $500 depending on entity type so don't delay!**

The FL Division of Corporation filing fees are as follows:

For Profit Corporation $150.00

Limited Liability Company $138.75

Limited Partnerships $500.00

Limited Liability Partnership $25

Non Profit Corporation $61.25

General Partnership $25.00

Don't delay! Contact us today!

***If you have already filed, please e-mail: Shyann @ Shuggins@d-acpa.com***

Ready to submit your tax information? CLICK HERE for our 2025 Tax Season Instructions!

See you tomorrow!!

We are delighted to announce our partnership with Coastal Karma Brewing Company and an exclusive health and wellness market event on March 22nd, 2025, set against the serene backdrop of our cozy brewery location. We are seeking a limited number of diverse vendors whose offerings align with our holistic focus, from organic skincare products and herbal supplements to artisanal crafts that promote well-being.

Jennifer Baez, Yoga Teacher and Sound Practitioner and Healer, will be leading an inspiring workshop that caters to both beginners and seasoned practitioners. To enrich this intimate gathering, Jennifer's sound healing will create a transformative experience through her artful use of sound therapy.

This event promises a unique opportunity to connect with a community of like-minded individuals dedicated to nurturing mind, body, and spirit. If you are interested in participating, please reach out to secure your spot in this harmonious celebration of health and wellness.

The Spring Equinox Occurred on 3/20 Between Two Eclipses When the Sun Entered Aries

Guidance for Embracing Power and Balance During an Eclipse Season

Part 1: The Cosmos & Part 2: Navigation Guidance

Part 1: About the Cosmic Mojo

We are in the energetic gateway between two eclipses. The Aries Sun that arrived on 3/20 can be likened to being a cosmic ignition switch, offering a potent moment to commit to what may seem daunting, ambitious, or even impossible. The Sun’s entry into Aries marks the astrological New Year, a time of fiery initiation, bold beginnings, and an infusion of warrior energy. However, this year with the Sun moving into Aries occurring in the midst of an eclipse season, makes its call to action have the potential to be profoundly inspiring but also, unfortunately, potentially confusing.

It is potentially confusing because this time can also feel disturbingly chaotic. Both Venus, that rules love and money, and Mercury, that rules thinking and communication, are retrograding. These retrogrades are also in Aries. Life as usual may seem scrambled. (Most certainly anyone watching the US news is likely to already know and be disturbed by this.) Noteworthy is that this upheaval is happening in Aries the sign symbolized by a insistent head butting Ram.

This Moment in Time and Space is Particularly Intense

Eclipses are lunations on steroids and portals of transformation. They are times when destiny accelerates and hidden truths (previously eclipsed awarenesses) emerge. The space between them, particularly, as this one is influenced by retrogrades, is a cosmic limbo that create time for recalibration and redirection. To have the Aries Ingress (entry), an event already symbolic of initiation, fall within this window means that commitments made now carry added weight to the cosmic momentum. This a is time for not to just setting an intention, rather it is a time to declare to the universe that you are, more than usual, ready to go the distance, no matter the challenges

ahead.

Part 2: Navigating to Achieve Desired Outcome

Commit to Facing, Even the Daunting Challenges,While Being Bold and Balanced Aries energy thrives on courage. Yet, when confronted with a seemingly insurmountable goal, even the boldest of spirits may hesitate. This is the time to silence the doubt, by embracing the unknown, and taking action despite uncertainty. The path may not be fully visible. The energy of Aries isn’t about waiting for clarity. It’s about moving forward with sheer determination, trusting that the way will unfold as you embrace and walk it.

And, however, we enhance our ability to be successful in achieving the impossible and mastering what we want to master if we also use wise judgment and commit to choosing balance.

Navigate Guided by Bold Energy Basics

1. Name Your Intention: Is there a bold move you’ve been hesitating to make a commitment (or re- commitment) to accomplishing? Now is the time to declare it. Action Plan: Call a friend and declare your intention.

2. Hold Your Bold Vision Dear: Between the eclipses, reality is shifting. It is an ideal time to plan ahead. Action Plan: Make a list of 10 actions you are ready and willing to make to make your intention a reality. Place this list on an altar.

3. Commit to Your Commitment: Perhaps the path currently seems uncertain. Action plan: Repeatedly assure yourself that you are well positioned and that your resolve is steadfast. Set a timer to remind yourself to remind yourself.

4. Adopt a Can-Do Spirit and Spirit Guide: Obstacles are typical components of intentional journeys. Is there a role model of someone (living or deceased, real or imaginary) you admire for their persistence in the face of challenges? Action Plan: Call upon the spirit of this guide to inspire you to be resilient as

needed.

5. Take the First Step: Don’t wait for permission or clarity. Action Plan: Choose at least one concrete action that moves you closer to your goal today.

Navigate Utilizing Energy Balancing



There are countless approaches and many meaningful resources for supporting one’s self in achieving and maintaining energetic balance in life. You are encouraged to enthusiastically ground and support yourself in any and all ways that known and available to you. An excellent and easy to use technique that I have observed is very effective, and yet, little known, is a self guided, no cost procedure. It is the system of handhold and finger holdingenergy releases that are taught as part of the ancient Japanese Healing Art of Jin Shin Jyutsu. Simple directions on how to use these handholds can be found on the next page. (FYI: They are the key to understanding why this week’s graphic of head butting rams places an emphasis on Breathing. “Breathe – Breathe – Breathe”)