Welcome to 2026 & Tax Season!

To make this year's tax season the smoothest & most efficient one yet, please find our new procedures below:

We are very excited to launch our new portal - Financial Cents! It is a secure website where we can communicate via chats and you can upload all of your documents in one secure location! There are folders for you and your businesses set up already!

You can access your portal by clicking the button below:

Tax Season Deadline Countdown!

Unlock Bigger Deductions on Rental Real Estate

Many rental property owners are surprised to learn that federal tax law often restricts their ability to deduct losses, treating most rental activities as passive unless specific requirements are met. But if you can qualify for the real estate professional exception, you may be able to turn otherwise suspended losses into immediate tax savings.

The Real Estate Professional Advantage

For federal tax purposes, rental real estate losses are usually treated as passive, meaning they can be deducted only against passive income, such as profits from other rental properties. If you don’t have enough passive income, your unused losses are suspended and carried forward. Those suspended losses can be deducted later, once you have sufficient passive income or when you sell the property that generated them.

However, there’s a big exception for real estate professionals. If you qualify, a rental real estate loss potentially can be classified as a nonpassive loss.

To be eligible for the real estate professional exception:

• You must spend more than 750 hours during the year delivering personal services in real estate activities in which you materially participate, and
• Those hours must be more than half the time you spend delivering personal services (in other words, working) during the year.

For more details, CLICK HERE!

Don’t Meet the Requirements?

If you don’t meet the real estate professional rules, you may still deduct certain rental losses currently through limited exceptions:

Seven-day rental rule. If the average rental period is seven days or less, the activity is treated as a business, not real estate. Passing a material participation test makes losses nonpassive.

30-day rental with services. If the average rental period is 30 days or less and significant personal services are provided, the activity is also considered to be a business. Losses may be treated as nonpassive if a material participation test is met.

“Hopeium” for Supporting the Realization of Wishes, Hopes, and Dreams

On 2/20/25 Saturn Meets Neptune

This month is a spark for the rapid-fire changes of the next 3 months and longer-term cycles that will define major changes that will unfold during the rest of the decade.

What 2/20/25 Can Mean for Everyday People

When Saturn hooks up with Neptune inspiration can call on us to mobilize to make our wishes, hopes, dreams real. Saturn represents structure, responsibility, and commitment. Neptune represents dreams, intuition and inspiration. These energies are wired such that we have the

potential, if we can quiet our fear-based self, to be inspired with “hopeium”. Thus, this month we will have the potential that hope and positivity will open us to having a dreamed reality be perceived to actually be possible.

Saturn says, “Make it real. Take it seriously. Be willing to do what it takes.” Neptune says, “Dig deep into your soul. Aim for heartfelt results.” The last time these two planets met was 37 years ago. That was when the Berlin Wall suddenly came down. The world was radically changed. It was never again to be the same. The branch of

astrology that deals with world affairs is called Mundane Astrology. If you want to seriously educate yourself on how this planetary influence will impact the World (which it most definitely will) I recommend you view HERE. This is a video that talks in detail about huge potential for world changes happening in February. (Note: I am a Personal Astrologer. As the underlying principles of the discipline of astrology are the same as Mundane Astrology I, thus, understand and appreciate its wisdom. However, I am not trained to impart this knowledge. Steve Judd, Mundane Astrologer is profound.)

Saturn Meets Neptune in Aries: Why This Aries Placement is Important

Aries is the sign of beginnings, courage, identity, and action. It is the first sign of the astrological year, 0 degrees of Aries is the World Axis. Unlike reflective or emotional signs, Aries does not ask why. It asks will you move or not? This conjunction on the World Axis of 0 degrees can activate action and burn away procrastination thus increasing its power to be creating life- altering results.

Why This Is a Once-in-a-Generation Shift

Saturn–Neptune conjunctions are rare, and when they occur in a fire sign, especially Aries. they mark the birth of an entirely new collective tone. They are a catalyst for

 Spiritual awakenings tied to action

 The collapse of outdated ideals and systems

 The rise of purpose-driven movements

On a personal level, this is where people stop dreaming about change and start embodying it.

Advice: Invite Grounded Love, (Vibration 432), Into Your Life

Be alert to the fact that this is rare and admittedly quite disruptive energy. Under this conjunction energetically and poignantly all of February, your nervous system may be exceptionally stressed. This can lead to feeling burned out with attendant feelings of wanting to isolate. Listening to Vibration 432 hz. can be truly meaningful. Here is a link to copy and paste to access this lovely energetic. https://www.youtube.com/watchv=IU13sdrLQ-M

Vibration 432 hz. supports:

 Heart–body coherence

 Calm, decisive action

 Loving boundaries

 Sustainable courage

Instead of feeling forced to change, Vibration 432 can help you move in rhythm with your truth, so growth feels integrated rather than overwhelming.

For Reflection

The February Saturn/Neptune conjunction in Aries does not need to disrupt your life. Think of it as a catalyst to enhance your true self. What you start now, even in small ways, carries long- term significance. What you will commit to now will shape the next chapter of your becoming. Move gently. Move bravely. Your Sun Sign illuminates where you will shine. These horoscopes highlight loving energy in combination with shining. It is relevant for you to read the horoscope for your Sun Sign and Ascendant HERE.

Attention Ladies:

There is On-going Open Enrollment for Joining 2026 Year Long High VIBE Mastery, a Spiritually Attuned and Attuning Community Support Group

Question 1: Would You Welcome Warm Caring Support for Manifesting Your Dreams in 2026?

Choose High VIBE Mastery.

Question 2: Given the general upsetting chaos happening in our world, would you like to have the opportunity to discuss some of the nitty-gritty of how the planets are affecting us.

Choose High VIBE Mastery.

There are countless benefits. To learn about the details at HighVIBE432.com

What happens when we slow down, gather under the moon, and simply allow ourselves to feel?

Join us for an Under the Moon Community Gathering, a heart-centered evening of connection, intention, and gentle practices to realign your energy. This is a safe, welcoming space to breathe, release, and reconnect with yourself and others.

 February 13

 6:30 PM

 Donation-based

 Everyone is welcome, come exactly as you are.

Whether you’re seeking grounding, community, or a moment of stillness, this gathering is for you.

Join the community for updates or find us on Eventbrite: SofusionYoga