Tax Tips by Jill!

Self Employed & Paying Your Kids


As we approach the end of the year, I like to offer tax tips that you can implement in order to minimize your tax liability or maximize your refunds!


💼 Business Owners: Pay Your Kids Tax-Free in 2025! 💸


Did you know you can pay your kids for work in your business and legally keep that income tax-free? With the 2025 standard deduction at $15,750, your child can earn up to this amount without owing federal income tax!


👦👧 Benefits include:


  • Teaching your kids valuable work skills
  • Reducing your taxable income
  • Keeping money in the family


Bonus Tip: Use some of your child’s earnings to contribute up to $7,000 per year to a Roth IRA. Starting at age 5, with a 6% annual return, that account could grow to over $200,000 by age 18! 🌱💰


Important: Make sure the work is legitimate and properly documented to stay IRS-compliant. We can help make sure that you are set up properly as there are special requirements to follow to ensure you can avoid payroll taxes and federal taxes.


Start planning now to set your kids up for a tax-smart future! 🚀


#TaxTips #FamilyBusiness #SmallBusiness #TaxPlanning #RothIRA #FinancialSmart


✨ The Spirit of Prosperity — Thought of the Week


Prosperity isn’t merely the balance in your bank account — it’s the harmony in your heart. When you give with joy, save with gratitude, and serve with purpose, you raise your own frequency and invite abundance to flow naturally. Financial well-being follows energetic alignment; money simply mirrors the love, integrity, and intention you bring to every exchange.



The October Libra New Moon:


A Catalyst and Opportunity to Make Self-Nurturing


Changes in Relationships

Relevant Astrological Background Information


Full and New Moons are convenient, visible, and, thus, easy ways to track cosmic energies. Full Moons, when there is an abundance of light, are good times to celebrate. New Moons are good times to plant new seeds and start new projects and generate new opportunities. We are currently on the crest of a New Moon. Now is a good time for contemplating and acting upon initiating changes and new beginnings. A New Moon in Libra favors new beginnings and changes in relationships. If we assign human-like intelligence to the Moon, a New Moon in Libra might be asking you: “Are you happy with the way your most important relationships are unfolding?”, “Is there a relationship that would benefit from some ‘mother knows best’ tweaking?”, or “Is there a new relationship you would like to cultivate?” Currently, the asteroid Ceres is adding a twist to the energetic relationship mix. Ceres, is all about mother earth energy. At the time of the New Moon she is directly opposite Venus the planet that rules love, money, and relationships and Libra. Oppositions between heavenly bodies indicate tensions. The guidance below suggests how you may want to use this tension to inspire self-supportive action.


An Astro Action Plan for Relationship Renewal: Choose to capitalize upon this New Moon tension to achieve a relationship breakthrough, shift, and/or relationship upgrade. Trust your inner Ceres, mother-earth-nurturing energy, wants the very best for you in relationships and call upon her over the next week to 10 days to reveal heartfelt inner guidance. Partner with the cosmos to be inspired to generate effective, actionable solutions divinely guided to be JUST RIGHT FOR YOU.


The New Moon in Libra


This New Moon in Libra is about renewing balance between giving and receiving, self and others, harmony and honesty. Libra energy invites peace, beauty, and compromise, helping us build relationships that feel fair and supportive.


And, as revealed above, there’s a mitigating twist: Libra’s ruling planet Venus stands in direct opposition to Ceres in Aries. This can bring to light (despite the dark of the Moon) cosmic tension between your commitments to being a loving person and doing what is best for you. Venus seeks connection and collaboration. Ceres, in assertive Aries, wants you to stand up for yourself.


In everyday life, this may show up as a desire to care deeply for someone while also needing space, or realizing that “helping” can sometimes slip into over giving. Relationships could mirror where energy has become one- sided urging us to restore balance by setting boundaries with love. It’s also an invitation to redefine what nourishment means: caring for others begins with caring for yourself.


Practically speaking, this lunation can support you to:


 Refresh self-care rituals, both those practiced in solitude and in connection.

 Communicate your needs and wants clearly first to yourself and also to others.

 Commit, with the conviction of mother earth energy, to tweak relationships so that giving feels joyful.


Under this Libra New Moon, harmony is not found by avoiding conflict but by creating honest equilibrium. Venus opposite Ceres reminds us that healthy love is supported when your inner mother earth energy inspires you to stand up for yourself.

By the Signs: Relationships, Action and the Libra New Moon


NOTE: If for some reason you do not relate to the guidance shared for your sign – don’t fret. Astrology is complex and sometimes when we reduce it, for simplicity’s sake, it misses the mark. The comprehensive all sign content that follows offers many caring options to consider. An alternative approach to gaining new insights during this New Moon period is for you to read through everything shared and choose an option that intuitively resonates with Ceres and your inner earth mother nurturing energy.


♈ Aries You’re learning that caring for others doesn’t mean losing momentum on your own goals. Share your energy generously, but keep some fuel for your own fire.


♉ Taurus Relationships may call for compromise, but your inner peace matters most. Balance comfort with courage—love expands when you stay true to your values.


♊ Gemini Communication is key to equilibrium. Speak your truth gently but clearly, and avoid scattering your

energy trying to please everyone.


♋ Cancer You’re the nurturer of the zodiac, but this lunation reminds you to receive as well as give. Let others show up for you—it deepens trust.


♌ Leo Partnerships glow brighter when you honor your own light. Express your heart without overextending your pride or your time.


♍ Virgo Acts of service are beautiful, but don’t confuse usefulness with worth. Your well-being is just as important as helping others thrive.


♎ Libra This New Moon in your sign refreshes your sense of balance. Love yourself as much as you love peace—your energy sets the tone for harmony all around you.


♏ Scorpio Emotional intensity deepens connection, but release control where possible. Vulnerability is strength when it comes from authenticity, not protection.


♐ Sagittarius Freedom and belonging are both sacred to you. Give generously to your circle, but keep your

sense of adventure alive and unconfined.


♑ Capricorn You can’t carry everyone’s load and build your empire too. Create healthy boundaries that honor both compassion and practicality.


♒ Aquarius Community thrives when you lead by example. Care for others through innovation and wisdom, but take time to recharge your own emotional circuits.


♓ Pisces Compassion comes naturally, but don’t lose yourself in others’ emotions. Ground your empathy in self-love to keep your giving sustainable and inspired.

In Summary


This Libra New Moon calls us all to rebalance the scales of care—reminding us that true harmony begins when

love for self and love for others exist in equal measure.


Attention: Southern Floridians or Folks Visiting Us


October 26, 2025 The Body, Mind Soul Expo: Come Meet Me and Enjoy Having an Aura Image Reading! I will be joining Jill at the Vibration 432 table and would love to connect.

WAVES BEYOND WORDS 🌊✨

A Deep Gong Reset


1️⃣ Nervous System Reset – Feel your body shift from stress to serenity.

2️⃣ Energy Cleanse – Sound waves move through you, releasing tension + emotion.

3️⃣ Brainwave Harmony – Drop into deep calm + creative flow.

4️⃣ Heart Expansion – Reconnect with your inner peace + love.

5️⃣ Vibrational Uplift – Leave lighter, aligned, and renewed.


Let the gong wash over you.

Let the sound speak where words cannot. 💫

SELF-LOVE SATURDAYS

8:30 AM to 9:30 AM Gentle Yoga Parkside!


Butterfly Park @ Bedford Park HOA 

10361 SW Westlawn Blvd

Port St. Lucie, FL 34987

Please confirm your yoga space ON FRIDAY NIGHT BY 8PM THE DAY BEFORE class or at the latest by 6:30 AM (two hours before class) for space to be held for you! Walk ins may be accommodated, but not guaranteed.


$15 investment per session in you (cash or Zelle) 


Please bring a yoga mat and water. Yoga blocks, falsa blanket, and strap are recommended. 


Tradition Butterfly Park Yoga Facebook Private Group  



With Soulful Appreciation and Heartfelt Gratitude, Gina


ďťż

You Are Invited!


I am excited to be a part of the Body and Soul Expo on Sunday, October 26h at the Palm Beach Gardens Marriott!


Vibration 432 is excited to be a vendor and we will be doing Aura Readings and announcing exciting updates to our organization's mission!


It's a full day of fun, learning, and discovery with 60 + local wellness & lifestyle businesses!

Main stage speakers include inspiring voices like Dannion Brinkley, who survived being struck by lightning and shares his near death experience.


Learn more about keynote speakers: https://ourstory.bodyandsoulexpo.org/keynote-speakers


Hear vendor podcast interviews: Watch Here!

See the full lineup of businesses: Learn more HERE!


Evening Highlights:

  • Instant Composer performer by Lisa Gold
  • Free one hour Gong Sound Healing Session
  • Upgrade to see Dannion live on the main stage

Tickets:

  • $10 Expo Pass - samples, demos and vendor floor
  • $25 Bundle - expo + daytime speaker rooms
  • $50 Bundle - expo + daytime speakers + main stage keynote


ďťżAll upgrades include your expo admission


Visit the expo website: www.bodyandsoulexpo.org


Be a part of the first Body and Soul Expo - I'd love to see you there!


XO


Jill

Source: @drjoedispenza

When you’re in the river of change, you know you’re evolving when you’re no longer talking about your new future. Instead, you’re believing, behaving, and becoming it. ⁠

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If you’re creating abundance, you “open the lens” to what that means to you. You begin to feel a sense of ease, peace, and awareness. You relax into the present moment – and no longer belong to the past. ⁠

⁠

Instead, you belong to the new future you’re creating.⁠

⁠

This overcoming is the becoming process. That’s the work. ⁠

⁠

As you practice, you’ll know you’re becoming abundant when the critical voices go silent, the reactivity lessens, and you’re no longer looking for it. In that moment of letting go, your inner surrender creates an incredible event in your outer reality.⁠

⁠

Becoming abundant is more than a moment or an event ... it’s the journey to getting there.⁠

⁠

Watch Dr Joe’s latest video blog, “The Journey to Abundance,” just press play!

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