Hello Marianna,

Happy Holidays!

The last newsletter of 2022, and as I find myself saying every year, I can't believe we're already here.

Looking back, it's been a year of challenges, growth, and many successes. We've learned many lessons both personally and professionally which we share in the last blog of the year, below. Our team gained two wonderful women making us a family of six and partnered with a fellow advisor in Massachusetts. We threw our first CURO birthday bash and officially have many more birthday events in the works.

What I love the most though, is that not only have you have celebrated all of these wins with us, but also that we have gotten to cheer you on through all of your successes too. In all honesty, it's the partnership with clients like you that means the most to me and it's truly an honor to be your advocate. I will shout it from the rooftops forever, THANK YOU for entrusting me, and CURO, for all of your financial, and at times personal, dreams.

In holiday news:

We are still collecting donations for Children's Hospital of Philadelphia (CHOP) in support of their virtual toy drive. Please consider making a tax-deductible donation and helping us reach our goal of $1000 for the children who, unfortunately, will not be able to spend their holidays at home this year. I've included more information, as well as the link to donate below.

Last, but certainly not least, I hope you've enjoyed the fun activities we've included in our past few newsletters. I know they bring me a smile and so it has been fun to share them with you. Below, I've included some holiday puzzle fun (without the risk of losing pieces). Please enjoy with your family and friends as you spend your holiday celebrations together.

Until the new year, wishing you love, laughter, and happiness.

Marianna

Our Purpose Is Simple:

To help you curate a wealthy life, and achieve the financial balance and independence for which you strive.

IN THE NEWS

Market Commentary:

Looking Back at the Markets in November and Ahead to December 2022

It was a good month for markets as the bounce from October continued. U.S. indices saw single-digit gains, and developed and emerging markets were up by double digits. The primary driver here was optimism that the Fed will slow future rate increases. On the economic side, job growth remained healthy, inflation dropped, and business confidence was strong. But while the markets have weathered the midterms, will there be turbulence ahead?

Click below to listen to Commonwealth's Chief Investment Officer, Brad McMillan's, latest market thoughts.

Listen Here!

IN CURO NEWS

CURO Holiday Virtual Toy Drive

The season of giving is officially among us and this year CURO is rallying for Children's Hospital of Philadelphia (CHOP).

Each year, CHOP hosts a virtual toy drive, beginning November 15th for the children who will spend their holidays in the hospital.

Your donation will also support the Child Life, Education and Creative Arts Therapy team, and their efforts to provide year-round care to children and their families.

Please consider making a tax-deductible donation this year and help us raise money for an incredibly special group of CHOP providers and their patients.

Donate Here

Sometimes You Win, Sometimes You Learn

It seems we’ve all found 2022 to be a year of immense personal growth, which inevitably translates into the rest of our lives. We share this compilation, of lessons we learned this year, with you in the hopes of inspiring this next chapter we will soon call 2023.