Happy Holidays from PATF!
A Letter from our Chief Executive Officer
Staff Photo
Dear Friends,

As we wrap up 2015 and slow down to reflect on the year that has passed, I am in awe of all the amazing things that can be accomplished when we work together. From the little connections like a mother referring another mother to us for AT for her son, to the broader networks that make the passing of a bill like the ABLE Act possible, it really is all about building relationships and developing communities. We are so grateful for all of your support, and we feel so fortunate to be able to provide support to others. As we enter 2016 we look forward to continuing to nurture a community that includes people of all ages, shapes, sizes, colors, and abilities.

This season, we hope that you're connecting with your community and we are wishing you and yours a peaceful and bright new year!

Sincerely Yours,

Susan Tachau
Chief Executive Officer
LaTrice smiles as she rides down the ramp on her new adapted van.
LaTrice and her new van.
A Borrower Story 
LaTrice Continues Her Work Helping Others, with the Help of Her New Adapted Van

LaTrice Hambright has always cared about helping others. Working in the mental health field for close to 30 years, she was excited when she opened her own practice as a Certified Mental Health and Addictions Therapist. LaTrice came to us, after moving into a new office and with business thriving, to discuss purchasing an adapted vehicle. She managed to make it to work every day for years in a van that was quickly beginning to feel run-down (think: duct-tape holding it together!) and LaTrice was feeling the pressure to get a newer, safer mode of transportation. She uses a wheelchair and needs a van with a ramp, a swivel driver's seat, and hand controls.

LaTrice has always taken pride in her work and in being able to manage her finances herself. She encourages everyone, "If you can work--work!", asserting that it helps with self-esteem. Speaking from experience, she knows how hard it can be when you don't have someone else to lean on for financial support. A disability can present many unforeseen expenses and maintaining good credit can be tricky even in the best of times. LaTrice worked hard on improving her credit and as a result she was approved for a loan for her new van. With her new ride she'll be able to continue growing her practice and making a difference in her patients' lives.

Learn more about our loan program...
Lauren balances her checkbook.
In The News...
Pennsylvania is ABLE
Press Release from The ABLE Advocacy Coalition

As we approach the one-year anniversary of the federal Achieving a Better Life Experience (ABLE) Act, The ABLE Advocacy Coalition is asking Pennsylvania legislators to put a bow on this gift for children and adults with disabilities and their families - pass PA ABLE authorizing legislation in Pennsylvania.

Read the entire press release here.
Penny Pincher has a lightbulb moment.
Financial Tips with Penny Pincher
Holiday Spending

For your viewing pleasure, this month we are sharing a fun quick video with some great tips to keep you from breaking the bank this holiday season:

Screen shot of Youtube video Money Awesomeness with Shannon Simmons_ Holiday Spending
Money Awesomeness: Holiday Spending 
PATF Updates

2 New Board Members 
We are happy to announce the addition of two new board members, Jeffry Parker and Matthew Seeley. Welcome, Jeff and Matt! Read all of our board member bios here.

New Spanish Version of Loan Application

Download the new Spanish version of our loan application! We're very excited to offer this option to prospective borrowers.

3 New Funding Assistance Centers
We're happy to announce that we have established three new Funding Assistance Centers (FAC's) to help with outreach and spreading awareness of PATF Loan Programs. We're very excited about getting the word out to more people about PATF. Learn more about our Funding Assistance Centers here.

Progress on the Upcoming Cents and Sensibility Website
Several residents at Inglis House have been kind enough to test out the beta version of our work-in-progress, the Cents and Sensibility Website. Take a look at the photos from our session at Inglis here.
AmazonSmile: You shop. Amazon gives.
Support PATF While You Shop

Don't forget, if you're shopping on Amazon, log in through AmazonSmile and choose PATF as your charity to support using this link: http://smile.amazon.com/ch/23-2953796. It operates the same as Amazon.com and a portion of every purchase you make will be donated to our programs.

There are lots of ways to support PATF's work. Learn more about how you can help us carry out our mission.
1004 West 9th Avenue, King of Prussia, PA 19406 | 888.744.1938 | patf@patf.us | www.patf.us