Happy Holidays!

Upcoming Workshops in Redding and Weaverville.
 See below for more information.
Our office will be closed for the holidays from Monday, December 24th through Tuesday, January 1st. We will resume normal business hours on Wednesday, January 2nd.
Client Success: "The Frugal Dame"
Overcoming the Carr Fire's Economic Destruction

Lori Lumbattis of "The Frugal Dame" has been running her retail upper-end dress rental shop for several years. It began  with the idea to provide upper-end attire for an affordable rate; where one could spend less money on a dress or tuxedo that is only worn once or twice. With options for men and women of all ages  Lombatis says: " The goal is for you to look fabulous."  She had just started her business  in 2013 and was well on her way but realized she needed help if she was going to succeed.

After opening her store she was needing help with expanding her client base. She reached out to the Shasta-Cascade SBDC in 2013  for marketing assistance and help with straightening out her QuickBooks. The SBDC helped her get her marketing strategy and QuickBooks in place and was there to assist her ever since then whenever anything came up. 

But the real test of her business came after the Carr fire and other sequential fires that effected the North State. Her business wasn't physically damaged but her bank account was feeling the pressure. No one was going out much less going to fancy parties. Even weddings stopped in the area. With a loss of her summer income, Lumbattis was unsure if she would be able to stay open. She came in to meet with the SBDC's loan specialist Joe Rodola in October 2018 to see if there were any options for her. Joe told her about the SBA (Small Business Administration) Economic Injury Disaster Loan (EIDL) and how she could apply for assistance for loss of income. Rodola walked her through the requirements and what she needed to do to apply. Lumbattis immediately applied for the loan and was approved on 11/28/18 for the amount she needed with amazing terms. A $6,600 loan, at a 3.610% fixed rate for 14 years and no payment required for the first 12 months. That leaves her monthly payment at just $50 a month. Needless to say, she is thrilled to see her business saved and is very happy about the whole process. Sounds like a good reason to celebrate with a fabulous outfit from "The Frugal Dame".

3300 Bechelli Lane
Redding, CA, 96002



Was your business impacted financially 
by the Carr fire? 

It may not have been physically damaged but if you have lost income due to the Carr fire then the SBA   (U.S. Small Business Administration)  has low interest rate loans available to help you bounce back from your economic distress.
  • The  Economic Injury Disaster Loans (EIDL) available for the Carr Fire can cover up to $2 million for anyone's business that was impacted economically by the fire. This applies to businesses of all sizes.
We at the Small Business Development Center are here to help you navigate this difficult time for your business. Whether you need advice on what to do next, how to get a loan, or other business advice, give us a call at (530) 222-8323 or fill out an application for counseling at www.sbdcsc.org

SBA disaster loans: The deadline to apply for economic injury is May 6th, 2019

FREE Workshops
How to Start your Business

A brief introduction to entrepreneurship and the creation and development of new business ventures. Includes a high level overview of the critical success factors for entrepreneurs, including business structures, the development of the business plan, and permits and licensing procedures.

Instructor: Joe Rodola, SBDC Consultant

Date: 1-24-19
Time: 5:30-7:00 PM

 
This workshop made possible through generous underwriting by Wells Fargo.
Financial Management Workshop

This workshop will better equip you in how to manage your business financials. 

Topics include:
  • Interpreting financial statements to better manage and understand your operations, cash flow, and profitability.
  • Identifying your cash flow cycle and how it impacts your business.
  • Learning how to calculate and use financial ratios to troubleshoot fiscal dangers and improve performance.
  • How to think critically when looking at pricing and costs.
  • Developing forecasts and budget techniques to improve profits.

Instructor: Joe Rodola, SBDC Consultant

Date: 1-29-19
Time: 5:30-7:30 PM

 
This workshop made possible through generous underwriting by Wells Fargo.
QuickBooks Desktop
For Small Business Owners

This workshop will help you learn the skills needed to set up QuickBooks Desktop for your company, perform fundamental bookkeeping tasks, understand file management and use some of the more advanced features of QuickBooks Desktop.

Ideal Participants for This Workshop:
Beginning QuickBooks Desktop users who want to expedite the setup process and begin using QuickBooks for their cash based business.

*Note: This workshop covers the Desktop version of QuickBooks. Not recommended  for those interested in using QuickBooks Online. 

Instructor: Rebecca Lehman, SBDC Consultant

Date: 2-26-19
Time: 5:30-7:30 PM

 
This workshop made possible through generous underwriting by Wells Fargo.
Fire Response and Recovery
How to Win Government Contracts

Are you interested in participating in the disaster recovery effort through government contract  opportunities? Join us to learn more about the necessary steps to take at the State and Federal  level in order to be prepared before disaster strikes and increase your chance of participation in  the recovery efforts. The workshop will cover the following:

How to Do Business with the U.S. Forest Service
* Prerequisite Requirements
* VIPR Overview
* Contract Compliance

How to Do Business with State and Federal Agencies (CalFire, FEMA, and other Federal Agencies)
* Registrations and Enrollments Required
* How to Prepare and Find Opportunities before a Disaster occurs
* Working with Prime Contractors
* Resources and Tips

Date: Thurs, Jan 17, 2019
12:00 pm - 12:30 pm  Registration - Lunch available for purchase at on-site cafĂ©.
12:30 pm - 2:45 pm  How to do Business with the
U.S. Forest Service
2:45 pm - 3:00 pm  Break
3:00 pm - 5:00 pm How to Do Business with State and Federal Agencies

Location:  Caltrans District 2
Contact:  info@norcalptac.org
707.826.3916


ADA Notice:
For individuals with sensory disabilities, this document is available in alternate forms. For alternate format information, contact the Forms Management Unit at (916) 445-1233, TTY 711, or write to Records and Forms Management, 1120 N Street, MS-89, Sacramento, CA 95814
DBE Certification Workshop

The Disadvantaged Business Enterprise (DBE) certification is designed to help small minority and women-owned businesses have a competitive advantage when bidding for government contracts.
Join us for this free intensive workshop to learn:
  • How to become a certified DBE firm
  • How to complete the application
  • What documents are needed
  • Common mistakes with the process
  • Advantages of the DBE certification
  • How the certification can be used as a resource when doing business with the State of California

The afternoon session is designed for those who have a DBE packet ready for review or who have individual questions. Meet with one of our DBE Specialists for one-on-one feedback, document review and the potential to leave with a packet ready to notarize and submit. Remember...bring your printed DBE application/documents for review by one of our Specialists!

Date: Fri, Jan 18, 2019
8:30 am - 9:00 am Registration, networking, sign up for one-on-one appointments
9:00 am - 11:30 am DBE Certification Workshop
11:45 am - 2:00 pm One-on-one time with DBE Specialists

Facilitated by Christina Jones, Sr./Lead Procurement Specialist

Location:  Caltrans District 2
Contact:  info@norcalptac.org
707.826.3916


ADA Notice:
For individuals with sensory disabilities, this document is available in alternate forms. For alternate format information, contact the Forms Management Unit at (916) 445-1233, TTY 711, or write to Records and Forms Management, 1120 N Street, MS-89, Sacramento, CA 95814
More classes coming soon. To stay up to date, go to our events page here.
  In addition to the workshops above we also provide FREE one-on-one consultation to assist local entrepreneurs in growing their business. This service is for current business owners as well as those who are looking to start a business. If you are interested in getting assistance with your business, give us a call at  (530) 222-8323 or visit our website at 

  
Funded in part through a cooperative agreement with the U.S. Small Business Administration. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA or HSU Sponsored Programs Foundation.
 
  Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact Emily Christensen at 530.222.8323 or emily@norcalsbdc.org
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