January 2024 QuickNote

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*New money only. Annual Percentage Yield. Limited time offer. Federally insured by the NCUA. Equal Housing Lender.
  • NO annual fee.
  • NO balance transfer fee.*
  • NO charge for a cash advance.
  • Fixed interest rate as low as 10.99% APR.*
  • 25-day interest-free grace period on purchases.
  • Payments are only 4% of your balance each month or a minimum of $10.00 per month.

Need a Quaker Oats Credit Card? Apply online today!
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*Annual Percentage Rate. Credit Card offered with approved credit. Not all members will qualify. No balance transfer fee when doing a cash advance using a Quaker Oats Credit Union Mastercard. 

Christmas Club Account


If you don't have a Christmas Club Account, now is a perfect time to open one! If you save $50 for the next 12 months, you will have $600 saved for your 2024 holiday expenses. Please contact the credit union to open a Christmas Club Savings Account today!


  • No minimum balance to open.
  • Money automatically transfers to regular savings on November 1st of each year.
  • $10 early withdrawal fee.
  • Accounts automatically re-open each year with your 1st pay period in November.
Christmas Club Account

72nd Annual Meeting


Please join us for the 72nd Annual Membership Meeting of your credit union!


Monday, April 15th at 5 pm

New Covenant Church

3090 N. Center Point Rd, Cedar Rapids


The business meeting will start promptly at 5 pm, and we’ll wrap up by drawing names for the door prizes. Each family that RSVPs and attends will receive one “Meal-To-Go” to share.



Please RSVP by April 5th with the first and last names of everyone from your family planning to attend.  

RSVP
*RSVP is required for meal-to-go and to be eligible for the prize drawings. One prize winner per account number.

Dividend Change



Starting on January 1, 2024, dividends will be paid monthly. Please watch for this change on your January statement, which you'll receive in the first part of February.

 

Please contact the credit union if you have any questions.

Questions
High school and post-high school students enrolling in post-secondary education for the 2023-2024 school year are encouraged to apply for the Iowa Credit Union Foundation Warren A. Morrow Memorial Scholarship on or before Friday, February 3, 2023, at 5:00 PM.
Application, Rules, and Procedures

Boat & RV Shows


Make unforgettable memories with your family with a new boat or RV and save money when you finance it at QOCU! Explore the latest inventory at these great shows.

IA Boat, RV & Vac. Show

January 26th - 28th

UNI-Dome

Cedar Falls, IA

Cedar Rapids Show

February 23rd - 25th

Alliant Energy Con. Cntr.

Cedar Rapids, IA

Online Loan Application

Eastern Iowa Show

March 8th - 11th

UNI-Dome

Cedar Falls, IA

Housekeeping Items
 
  • Please notify the credit union if there have been any changes to your mailing address, email address, telephone number, or name.
  • 1099 forms will be mailed in late January to members who have earned more than $10 in interest on any checking, savings, or CD account over the past year.
  • 1098 forms will be mailed in late January to members who have a home equity loan. We don't send 1098 forms for interest paid on any other loans.
  • Winter closings & delays will be posted on our website and Facebook.
  • Our Privacy Policy is located on our website. 
Questions

Dates to Remember


Monday, December 25th - Closed in observance of the Christmas holiday

 

Monday, January 1st - Closed in observance of the New Year's holiday

 

Monday, January 15th - Closed for Martin Luther King Day

 

Monday, February 19th - Closed for Presidents Day

 

Friday, March 29th - Closed for Good Friday

 

Monday, April 15th - 72nd Annual Meeting




Remember, even when we're closed, we're still open. Access your account information 24/7 with QOCU Mobile App or Online Banking!

3535 Center Point Rd. NE
Cedar Rapids, IA 52402-5530
Phone: 1-319-395-7060
Toll-Free: 1-800-519-9762
Fax: 1-319-395-7135

Lobby & Drive-Up Hours 
Monday: 9:30 am – 4:30 pm
Tuesday: 9:30 am – 4:30 pm
Wednesday: 9:30 am – 4:30 pm
Thursday: 9:30 am – 4:30 pm
Friday: 9:30 am – 5:00 pm

Closed Daily for Lunch 1:00 pm – 2:00 pm

Federally insured by the NCUA. Equal Housing Opportunity.
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*Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed, and you may review it at QuakerOatsCU.com, or we will mail you a free copy if you call us at (319) 395-7060.