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March 2019
Can Daylight Saving Time Actually Hurt You?

Can you believe that "springing ahead" for Daylight Saving Time can actual be dangerous?  

Researchers at the University of Colorado at Boulder studied the daylight saving time period (from March to November) for 10 years and discovered there was a 17 percent increase in traffic incident-related deaths the Monday after the spring time change.

Losing one hour of sleep may seen quite unremarkable, but for many, it can cause a significant disruption in sleep patterns, which can result in drowsy driving. In fact, losing only one hour of sleep can have an adverse effect on an individual who is already sleep deprived for up to seven days.

Sleep deprivation has also been linked to serious health conditions and an increase in workplace injuries. 

Being proactive is the best defense in 'beating the clock'.  Plan ahead by allowing yourself time to adjust to the change. 

Be safe out there!    
 
Coverage Corner
 
COMMERCIAL FLOOD INSURANCE

A flood can happen in all 50 states. Everywhere is a flood zone, because where this is water, there can be flooding. 

FLOOD FACTS:
  • Snow melt, heavy rains, compromised terrain from wildfires, and thawing of the ground can all lead to flooding. 
  • Floods are the most widespread natural disaster aside from wildfires.  
  • 90% of all US disasters declared by the President involve some sort of flooding. 
  • According to F.E.M.A., more than 20% of flood claims come from properties outside the high risk flood zone.  They also claim that between the years 2006-2010, the average commercial flood claim has amounted to just over $85,000.
Protecting your assets is vital to the survival of your organization. A dopt and enforce a flood management plan, which should include flood insurance.   

Contact Hawley & Associates today for more information on how flood insurance can help protect your organization and your important mission.

In This Issue
QUARTERLY QUOTE
Success isn't just about what you accomplish in your life; it's about what you inspire others to do.

-Unknown

Spring Trivia!

1. Benjamin Franklin was the first to propose daylight savings time in 1784.

2. Although baby birds are born with the ability to sing, they must learn the specific songs of their species. They often learn their songs within two months of being born.

3.  Studies have found that seeing cute animals in the Spring can have positive effects on humans.

4. Spring fever is not just a saying. It is both psychological and physiological. The human body can have trouble adjusting to the new temperature and increase in light.
How One Agent Adopted A Niche Within A Niche

What seems like a sea of insurance brokers, what sets Hawley & Associates apart from all the others? It is our specialized niche and our commitment to the nonprofit and social service community!

We would like to share a wonderful article recently published by the Insurance Journal about Phillip Hawley, the founding of Hawley & Associates, and why our clients are at the heart of our unique mission. 

Read Full Article here.
Hawley "Happenings"
Kidspire "Evening of Hope"
March 9th, 2019
Portland, OR.
 
For 25 years, adoption and child permanency has been a core emphasis of Kidspire's work on behalf of vulnerable children around the world. They provide adoption homestudy services to Oregon residents and domestic adoption placement services for private adoptions.

On March 9th, 2019, Kidspire held their annual "Evening of Hope" fundraising event.  It was held at the beautiful Nines hotel in Portland, OR.  We were so excited to attend the gala this year and as usual, it was an amazing and uplifting event! 

Pictured from Hawley & Associates: (from left to right) Kelli DeTray, Sandy Zuck, and Susan Byrd.
Lake Sammamish Half Marathon
March 2nd, 2019
 Sammamish, WA

Our resident marathoner, TJ Armstrong, took to the 'streets' to participate in the Lake Sammamish Half Marathon, held on March 2nd, 2019 in Sammamish, WA.
 
The event benefited the Cascade Leadership Challenge, a nonprofit organization dedicated to providing leadership and outdoor adventure opportunities to local youth. The event also supports Hopelink and Attain Housing, local organizations helping local homeless and low-income families.

TJ actually beat her old record and was so excited to participate again this year!
Hawley & Associates LLC | | [email protected] |
11911 NE 1st St. Ste. B102
Bellevue, WA 98005
www.hawleyandassociates.com

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