Hello Sal,

I am contacting you because you have a current Hard Money loan and want to see if you would like to get out of it. 


If you are planning to keep it as rental property I am of service in converting it to DSCR loan and we can get you into a fixed rate.


DSCR loan interest rates generally range from 6.5% to 9%, depending on your specific circumstances.  


A DSCR loan is for rental properties specifically. As long as the rent you collect is the same or higher than the total monthly payment for the mortgage we are good. 


I will not ask for any of your income documentation. 


We can get you into a 30 year fixed loan if you have good credit and enough equity in the home. 



All I need usually is your ID, credit report, lease agreement, 2 months of bank statements, mortgage statement, and insurance info for the property.


If you are currently in a Hard Money loan I am thinking it is around 12% so this is a great option depending on how much you owe.


Let me know how I can assist. Email, call or you can apply online on this link  https://dreamhomefunder.com/apply-online/


Thanks your your time.

Have a great day. I hope to hear from you soon.

Sal Gutierrez

Loan Officer

Iconic Rate LLC

Se Habla Español

M: 480-430-5013

E: sal@iconicrate.com

NMLS # 2377893