AHFA has taken action to help Alabama families affected by the COVID-19 pandemic by reopening Hardest Hit Alabama (HHA). HHA provides short-term mortgage payment assistance to those who have lost employment or income due to COVID-19.
- Maximum assistance: Up to $30,000
- Total Household income: $91,420 (includes income of all occupants 18+ years)
- Maximum Unpaid Principal: $300,000 (must include balance of all outstanding liens)
- Homeowners who are receiving or who have received mortgage payment assistance from HHA in the past are NOT eligible for additional assistance
HHA is a foreclosure prevention program that helps eligible homeowners facing temporary financial hardships keep their home. It is funded by the U.S. Department of Treasury's "Hardest Hit Fund" that was authorized under the Emergency Economic Stabilization Act of 2008. Since it's inception in 2010, HHA has provided more than $82 million to nearly 7,800 Alabama families to help them avoid foreclosure.
Due to anticipated demand for this program, HHA will accept applications in cycles of 200 submissions. At that time, we will close the application portal to evaluate applications. During this time, applicants may check their application status online to confirm they have submitted all required documents.