Good morning!

Are you ready to take control of your finances and keep more of your hard-earned money in 2025? Please join me for an upcoming webinar and I'll show you some tax strategies designed to help you minimize your tax liability and maximize your savings. I'll share some valuable insights to make next year's tax season less stressful and more rewarding.

Register below for Smart Tax Moves: Savvy Strategies to Pay Less and Save More on Thursday April 3 at 10 a.m. PDT. If you can't make it, register anyway to receive a link to the webinar after it concludes so you can watch it at your leisure. Also, feel free to share the invite with anyone you know who may have recently been surprised by an unexpected high tax bill.

Thursday, April 3 @ 10 a.m. PDT

RSVP now to join live or

watch it later at your convenience!

Last week was another wild ride for the markets, with good inflation figures from March failing to prevent the S&P tanking by 5% before recovering some of its losses on Friday and Monday. Here's what's happening this week...

• Almost 500 companies bring up the rear of Q4 earnings, starting this morning with numbers from two Chinese giants, EV-maker XPeng and multimedia conglomerate Tencent. Wednesday earnings are expected from General Mills and Five Below, followed Thursday by Nike, Micron Technologies, FedEx, Lennar Corporation, and Darden Restaurants. Friday's only report of note is from Carnival Cruises. *

• Data released Monday show U.S. retail sales remained sluggish in February, amid a broader pullback in consumer spending and overall sentiment tied to the economy. Spending rose 0.2% last month to a tally of $722.7 billion, well below expectations of a 0.6% gain. Still, it was a modest rebound from January's reading of a revised-downward negative 1.2%. Headline sales, those excluding automobiles, building materials, office supplies, gas-station sales and tobacco, rose 1% on the month, ahead of the Wall Street consensus forecast of a 0.4% gain. **

• When the Federal Reserve concludes its monthly meeting Wednesday, it's not expected to announce a rate cut, despite recent CPI (Consumer Price Index) numbers indicating a cooling of inflation. As always, the real story will be read between the lines of Chairman Powell's press conference. Analysts are expecting the central bank to hold off any cut until May, unless prompted sooner by the rising possibility of an economic recession. ***

The financial advisors at Miramontes Capital diligently keep up with anything that can impact our clients' finances and tap into more than 175 years of combined investment experience. We do our all to keep your money protected and growing. If you think you might benefit from our financial experience and oversight, contact us today for a FREE, no-obligation consultation. Just call (800) 460-1595. Until next week...

Investment Advisory Services offered through Miramontes Capital, LLC. Securities offered through Balanced Security Planning, Inc. Member FINRA/SIPC. Miramontes Capital, LLC and Balanced Security Planning, Inc. are separate companies affiliated through common control. This newsletter is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Miramontes Capital, LLC and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Miramontes Capital, LLC unless a client service agreement is in place.