We hope this email finds you and your entire team healthy and well.  Know that each of you continues to be in the thoughts of our entire Toole Team as we all navigate these unprecedented challenging times.
We realize that since this situation has evolved so quickly, it is difficult to keep current with the influx of information.  We hope the following resources will assist. 

Understanding that all businesses have had to adapt operations in some way, please remember that we are here to help you.    Please reach out to us if you wish to review your insurance, the impact of your operation changes, or discuss concerns you may have with risk management during these times.
Resources to Help Guide Your Business
Coronavirus and Managing
Remote Work Cyber Risk
Given the implications of the coronavirus (COVID-19) outbreak, countless employees across a variety of industries are working remotely. While this allows businesses to remain operational, it can create a number of risks, particularly for those who fail to take the proper precautions.

CARES Act - Small Business Loan Overview
In response to the American economy reeling from the coronavirus (COVID-19) pandemic, the federal government recently signed into law the Coronavirus Aid, Relief and Economic Security Act (CARES Act).
Among other provisions, the CARES Act provides businesses suffering under the debilitating effects of the pandemic with unprecedented access to emergency loans. This document will serve as an overview of the loan programs available.

Small Busines Guidance & Loans
The U.S. Small Business Administration (“SBA”) is working directly with state governors to provide targeted, lowinterest loans to small businesses and nonprofits that have been severely impacted by the coronavirus disease (COVID-19). This document will serve as an overview of SBA resources that provide small businesses with working capital loans that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

IRS FAQs: Employee Retention Credits under the CARES Act
Under the Coronavirus Aid Relief and Economic Security Act (CARES Act), eligible employers that keep employees on their payroll for
specified reasons related to COVID-19 are eligible for employee retention tax credits.

This Compliance Bulletin provides the Internal Revenue Service’s (IRS)
answers to frequently asked questions (FAQs) on how the CARES Act
retention tax credits apply to trades or businesses where operation of
the trade or business has been suspended due to COVID-19 related reasons.

IRS FAQs on FFCRA Tax Credits for
Self-employed Individuals
The IRS has issue d frequently asked questions (FAQs) about tax credits
available under the Families First Coronavirus Response Act (FFCRA),
including specific FAQs directed to self-employed individuals. This Compliance Bulletin includes the IRS’ FAQs on the FFCRA’s tax credits for self-employed individuals.

If it matters to you, it matters to us!