Did you know that approximately 150 million Valentine's Day cards are exchanged annually, making Valentine's Day the second most popular card-sending holiday after Christmas.
Source:
History.com
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Do you prefer to dine out or have a homemade dinner on Valentine’s Day?
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Wine and dine in a nice restaurant
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Homemade romantic candlelight dinner is the best
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WPCCU
Mastercard®
is getting a new look!
We continually look for ways to provide members with products and services that help you earn more and save more. This is done in concert to ensure we keep costs down, increase operational efficiency, and be innovative. That’s why we will be switching our credit card payment processor later this spring.
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What is a Home Equity Line of Credit
? Much like a credit card that allows you to borrow against your spending limit as often as needed, a Home Equity Line of Credit
gives you the flexibility to borrow against your home equity,
repay and repeat
. As you pay back what you borrow, the line becomes available for you to use again. If you've lived in your home for many years, you may have equity built up that can help you finance large purchases or ongoing expenses, or consolidate debt through a home equity line of credit. The best reason to get a home equity line of credit is for something like a major repair or remodeling project that increases the value of your home. WPCCU is currently offering an introductory rate of only
0.99
% APR
1
. We can make your home improvement projects or life's big events more affordable – it may be where the smart borrowing is, too!
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Debt consolidation is a strategy to roll multiple old debts into a single bill. Ideally, that new debt has a lower interest rate than your existing debt, making payments more manageable or the payoff period shorter. It's a combination of several unsecured debts—payday loans, credit cards, medical bills—into one monthly bill.
The option that best suits you depends on your overall debt load, credit score and history, available cash and other aspects of your financial situation, as well as your self-discipline. Consolidation works best when your ultimate goal is to pay off debt.
WPCCU is now offering the
Simple1
loan with rates as low as 8.99% APR
2
Take action today and enjoy the flexibility.
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Feeling overwhelmed with all the research work of buying a vehicle? Don't quite like driving around town to find the right pricing?
As a WPCCU member, you have access to great car loan rates and a better car buying experience with our partner, Autoland. With their large network of vehicles and buying power, they’ll help you get a great value for your vehicle purchase.
All vehicles made available to you will be presented with no-haggle pricing! Plus, you can even take delivery of your vehicle without ever stepping foot in a dealership.
It’s the most convenient, fast, time-saving and money-saving way to purchase your next new, or used vehicle.
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Rev up the romance without wrecking your wallet
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When it comes to selecting a Valentine’s Day gift for your sweetie, remember that recent research in the field of behavioral economics has revealed that experiences bring people more
happiness
than possessions.
Gifts of experiences — or simply adding a personal touch to affordable gifts — can have a great impact this Valentine’s Day. You’ll find something for your honey among these money-savings tips:
- Give flowers on a budget
- Cook a romantic dinner
- Create a memorable breakfast in bed
- Make a puzzle of your love
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Is your retirement on course?
Whether you're close to retirement, just entering the workforce, or somewhere in between, now is the ideal time to review your retirement plan.
Schedule
a no-obligation consultation to discuss your goals with our CFS* Financial Advisors.
Start planning for your future. Call us at 213-580-1623
*
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.
Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.
Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.
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Download the new WPCCU mobile banking app today
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1
- APR = Annual Percentage Rate. All loans subject to credit approval. HELOC (
Home Equity Line of Credit)
promotional rate of 0.99% APR is for the first six months. Rates after the promotional period will vary based on Wall Street Prime rate plus a margin of 1.00%; as of 1/22/19, current rate is 6.50% APR. Maximum loan amount is $200,000. Maximum CLTV is 90%. Periodic rate is determined by adding a margin to the index value; the sum is divided by the number of days in a year (365). The APR is obtained by multiplying the periodic rate by the number of days in a year (365). Maximum APR is 18.00%. The finance charge is the cost you pay for credit and the finance charge on each new advance (draw) begins on the date of the advance and continues until the advance has been paid in full. Please request a consultation for more details.
2 - APR = Annual Percentage Rate. Rate shown as of 01/01/19 is for a 12- to 60-month term. All credit union loans are subject to income verification and ability to pay. Your rate may be higher based on your credit score. Representative example: A $15,000 Signature Loan financed at 8.99% APR for 60 months would result in 60 monthly payments of $311.30. This loan may not be used to refinance existing WPCCU loans. Offer ends 4/15/2019
Mobile banking requires that you download the new WPCCU mobile app and is only available for select mobile devices. The app is only available in the English language. Message and data rates may apply.

Android, Google Play and the Google Play logo are trademarks of Google, Inc. Apple, the Apple logo, Touch ID, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
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Federally Insured by NCUA. WPCCU is an Equal Opportunity and Equal Housing Lender. Membership is available to individuals who live, work, worship, or attend post-secondary school in Los Angeles County.
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