As the holidays approach, we’re grateful for you—our LPCCU member-owners who make our credit union community so special. Inside this month’s newsletter, you’ll find updates designed to help you save more, borrow smarter, and finish the year strong.

Please note: In observance of Christmas and New Year's, we will be closed on:

• Wednesday, December 24
• Thursday, December 25
• Wednesday, December 31
• Thursday, January 1

We hope you enjoy a safe and joyful holiday surrounded by the people who matter most.

Toy Drive Donations Accepted Through December

We’re still accepting donations for the Lincoln Park Goodfellows Toy Drive!

Help us ensure every child has a Christmas by donating new, unwrapped toys through the end of December.

How to Help

📍 Donate new, unwrapped toys inside the LPCCU lobby

🚗 Donate cash at the Drive-Thru or inside the LPCCU lobby

Every toy stays right here in our community and supports local families.

Together, we can make this season brighter for every child.

Your Money Is Protected — NCUA Insurance Reminder

When you save with LPCCU, your deposits are federally insured and protected — giving you peace of mind every day.

What Is NCUA Insurance?

LPCCU is insured by the National Credit Union Administration (NCUA). Your deposits are backed by the full faith and credit of the U.S. Government.

How Much Is Covered?

Your deposits are insured up to $250,000 per member, per ownership category (individual, joint, IRA, trust, etc.).

Using multiple categories can increase your total coverage.

What Accounts Are Protected?

• Savings (shares)
• Checking
• Money Market Accounts

Want to Confirm Your Coverage?

You can:

• Use the NCUA Share Insurance Estimator
• Review LPCCU’s NCUA info page
• Call us and we’ll walk through it with you

Your money is safe, insured, and working for you at LPCCU.

Credit Cards That Work for You

A credit card should make life easier. LPCCU credit cards give you flexibility, security, and rewards that actually matter.

Rewards You’ll Use

Earn VISA® ScoreCard Rewards points on everyday purchases and redeem for:

• Merchandise
• Travel
• Hotels
• Airfare
• And More

Check your points anytime on your monthly statement or in VBN Home Banking.

24/7 Account Access

Manage your card anytime through VBN Home Banking:

• View balances
• Review transactions
• Track spending
• Monitor activity for security

Built for Real Life

Whether you're managing monthly expenses, building credit, or keeping a backup for emergencies, LPCCU gives you a trusted local partner behind every purchase

Tele-Linc Phone Banking (Free, 24/7)

Prefer banking by phone or need quick account info without using an app? Tele-Linc gives you secure, 24/7 access to your LPCCU accounts from any touch-tone phone.

What You Can Do

With your PIN, Tele-Linc lets you:

• Check account balances
• Review recent transactions
• Transfer funds between LPCCU accounts

Fast, simple, and no internet required.

Why Members Use It

• Free, 24/7 access
• Great when you're on the go
• Reliable backup when Wi-Fi or mobile data isn’t available

Need help or a PIN reset? Call 313.389.2300

Tele-Linc Access Number: 800-983-9563

Financial Literacy Spotlight: The Best Gift You Can Give Yourself

This season, give yourself something that lasts—a stronger financial future. With LPCCU’s built-in Credit Score tool, you can stay informed, protect your credit, and make smarter decisions right from your mobile banking app.

What You Get

• Free Credit Score & Updates – Check your score anytime.
• Credit Monitoring Alerts – Get notified of important changes.
• Personalized Tips & Education – Learn how to build and maintain strong credit.
• Custom Loan & Deposit Offers – See options tailored to your goals.

All inside the LPCCU app—simple, secure, and always available.

Brought to you by SavvyMoney – Credit Monitoring. Your Peace of Mind.

Take Control of Your Credit

Start monitoring your credit today and make financial wellness your best gift of the season.

👉 Sign up for SavvyMoney in your online banking account or banking app

At Lincoln Park Community Credit Union, we’re here to help you stay informed, protected, and financially strong — all year long.

-Your Lincoln Park Community Credit Union Team