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Here are some recommended sites from SMOHIT counselor Daria M Todor, ACSW, LCSW-C MAC, to help make this year's holiday season bright for you and your family. You can reach Daria anytime at the SMOHIT Help Line at 877-884-6227.
FINANCIAL
- "CHRISTMAS TRADITIONS YOU CAN CUT, KEEP, OR TOTALLY RETHINK". Dave Ramsey's suggestions for things to eliminate for holiday savings: If you are not familiar with Dave`s work, he takes a no-nonsense approach to overcoming debt and living within our means. Click HERE to read full blog.
- "FIVE WAYS to PLAN AHEAD FOR A FRUGAL CHRISTMAS"; "HOW TO PLAN AHEAD FOR A FRUGAL CHRISTMAS"; "25 HOMEMADE CHRISTMAS GIFTS" by 'The Retro Housewife'. I just found her site and liked what she had to offer. Click HERE to read full blog.
- "HOLIDAY SAVINGS" by Money Management International (MMI). MMI helps people who are in debt, especially with credit cards, to settle up, often with reduced fees and interest rates. They also offer a lot of services online including loads of useful articles. Here's one for the holidays. Click HERE to read full blog.
- "TAX RELIEF FOR DISASTER SITUATIONS" by the IRS. The IRS has information for those impacted by disasters this year. And contrary to what a lot of people think, the IRS will work with people who have hit hard times even without natural disasters and terrorism. Click HERE to read full blog.
- "SIMPLIFY THE HOLIDAYS" by newdream.org. New Dream is a great site for those who want to try another way with the idea of doing what works for you and yours, of returning to basics. Here are just two of their Holiday posts: Simplify the holidays calendar, Simplify the holidays booklet.
Next week we will send out recommendations for useful family/relationship online resources.
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