Welcome to our January newsletter. For over twenty-five years we have provided debt collection defense and helped consumers combat abusive debt collection tactics involving medical debt , student loans, and credit card debt . We also help victims of identity theft , credit reporting errors , wrongful foreclosure , and wrongful car repossessions . This newsletter and our website are full of information on how to protect yourself in the constantly evolving world of consumer privacy and financial abuse. Please share it with friends and family.
"I am glad that in 2019 we were able to help so many consumers fight back against abusive landlords, debt collectors and property management companies. "
Emanwel Turnbull, Attorney at
The Holland Law Firm (pictured above).
" In 2019 Maryland's highest court reaffirmed that the statute of limitations for a residential lease is 3 years, not 12 years. This will affect thousands of Maryland residents. I was proud to be lead counsel in that case."
Peter Holland of The Holland Law Firm (pictured above).
  • Won a case in the Maryland Court of Appeals which will affect thousands of tenants in Maryland;
  • Won a case in the New Hampshire Supreme Court which saved a family home from foreclosure;
  • Won dismissals of student loan cases filed beyond the statute of limitations;
  • Obtained voluntary dismissal of a repossession deficiency case;
  • Won at trial against an abusive debt collector;
  • Helped several people resolve old judgments;
  • Lectured at conferences for Maryland Circuit and District Court judges and other lawyers;
  • Represented numerous vulnerable consumers pro bono;
  • Peter attended a graduate program at the Trial Lawyers College;
  • Worked with the award-winning Riggo Productions to revamp our website and added videos about our practice;
  • Started this newsletter!
Spotlight on Pat Rodowsky,
Office Manager and Paralegal at
The Holland Law Firm
Chances are when you have called the Holland Law Firm, you have spoken to Pat Rodowsky. "Pat has been an integral part of my firm for the past twenty-three years. Clients always tell me how compassionate she is and how grateful they are for her help," says Peter Holland. Emanwel Turnbull commented, "Pat is really the glue that holds us all together."

Question: What has surprised you while working at The Holland Law firm? 

Pat: The most surprising aspect of working at the firm has been the change in law practice management due to increasing use of technology. Advances in technology such as electronic court filing, email, and cloud storage allow for more efficient delivery of legal services.
Question: Do you think working at the firm has helped you see the practice of law differently? What has changed?

Pat: I’ve always wanted to work in the legal field and working at The Holland Law Firm has shown me how important legal services are to ordinary people. It opened my eyes about the need for access to justice and affordable legal fees.
Question: What do you like about working in the legal field?

Pat: Working as a paralegal is personally fulfilling because I can help the attorneys make a real difference in people’s lives. There is always something new so the work is always interesting.
Question: What would you like people to know about you?

Pat: Due to Peter’s encouragement, I am attending Anne Arundel Community College part-time to complete a paralegal degree. 

Question: Where are you from originally?

Pat: I was born in Washington, D.C. and have lived in Anne Arundel County since 1969. My husband and I have been married 42 years and we have four children and two grandchildren.

Question: What kinds of things do you like to do in your free time?

Pat: During my free time, I enjoy kayaking with my husband and friends on the Chesapeake Bay and in Florida. Other hobbies include gardening, crafting, and baking.
Emanwel Turnbull will be on a panel for the The Philanthropy Network concerning a hot button issue: medical debt on January 31. Information to attend the conference is here.

Peter i s on the board of directors for the National Association of Consumer Advocates . Emanwel Turnbull is on the board of directors for Maryland Consumer Rights Coalition . Both Peter and Emanwel are members of Law Zebra , an organization of independent consumer rights lawyers working together to level the playing field for consumers in an ever changing marketplace.
We Are Here to Help. Call Us!
Do you know someone being hounded by debt collectors for a mortgage, student loan, medical debt, residential lease, car loan, or credit card debt ? Do you know someone who is the victim of Identity Theft or Credit Reporting Errors ? We may be able to help.

Contact us f or a Confidential Consultation at 410-280-6133
Also, visit our LinkedIn page.
Peter A. Holland
T he Holland Law Firm, P.C.
914 Bay Ridge Road, Suite 230
Annapolis, MD 21403
410 280 6133

NOTE: This newsletter may be considered to constitute advertising under Rule 7.2 of the Maryland Code of Professional Conduct and other state rules. Peter Holland is responsible for the content.