Homeowner in Progress Program: Making Homeownership a Reality for Local Families

In today’s competitive housing market, qualifying for a mortgage and saving for a down payment can feel like an uphill battle. Rising home prices and stringent lending requirements have put homeownership out of reach for many, leaving them to wonder if they’ll ever have a place to call their own. This is where Habitat for Humanity steps in, offering an alternative route to owning a home that is both affordable and sustainable.

Unlike the traditional home-buying process, where buyers must secure a mortgage through conventional lenders, Habitat for Humanity provides an affordable 30-year mortgage to qualified applicants. This program is specifically designed for individuals and families who may not meet the strict criteria of conventional lenders but are willing to work hard to achieve their dream of homeownership.

Habitat’s unique approach to homeownership begins with their "Homeowner in Progress" program. Participants contribute "sweat equity" by working alongside volunteers to help build their future homes and the homes of their neighbors. This hands-on involvement not only reduces construction costs but also fosters a deep sense of pride and ownership. As these participants transition to proud Home Buyers, they move into their new homes knowing that they played a vital role in its creation.

But Habitat’s impact goes beyond building HOMES; it builds COMMUNITIES. By providing affordable housing solutions, Habitat for Humanity of Forsyth County helps to stabilize neighborhoods, strengthen local economies, and give families a foundation upon which they can build a better future. The affordable mortgage payments ensure that new homeowners can maintain their homes without being overburdened by debt, allowing them to focus on other important aspects of life, such as education, career advancement, and community involvement.

For families in Forsyth County, Habitat for Humanity offers more than just a home—it offers HOPE. It turns the dream of homeownership into a tangible goal, empowering individuals and families to create a stable and secure future. If you or someone you know is struggling to navigate the traditional home-buying process, Habitat for Humanity of Forsyth County may be the key to unlocking the door to your own home. Learn more about Habitat Forsyth's Homeownership Program.

Latisha's Journey to Stability: From Endless Rentals to a Forever Home

Latisha grew tired of moving her 14-year-old daughter and her 11-year-old son between rental properties. “It’s been a rough couple of years because rent just keeps going up. The house we are renting right now is very small. I’ve never had to pay such a large amount before. I just thought it was time for something else – something way better.”

Though she had her doubts she would be accepted, she applied to the Habitat program at the urging of her sister. Juggling her job in patient transport at Atrium Health, family responsibilities and the requirements of the program was challenging, but it has all been worthwhile, she said.

“I love the Habitat program overall. We have learned a lot of things that we need to know as new homeowners.”



Latisha is excited that her home was part of the Builders Blitz – and especially touched that it's located near where she grew up. Her kids will benefit from the fact that they will never have to move again, she said.



“It means a lot to me to be moving back to that community and to own a new home there. I didn’t even know they could do anything like a builders blitz, and I get to be part of it. I am seriously ready, and I am so glad this is my last move!”