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Southern Trust has been your trusted insurance company since 1968.

To maintain the long-term stability that insureds and agents expect from Southern Trust we are implementing updates to our Homeowners product.

ACV Roof Endorsement 


New Business Effective: 2/1/2024

Renewal Business Effective: 3/1/2024


Homeowners accounts with roof age over 10 years old will include the ACV Roof Endorsement.

Cosmetic Damage Endorsement


New Business Effective: 3/1/2024

Renewal Business Effective: 4/1/2024 


Homeowners accounts will all include the Cosmetic Damage Endorsement ST 19 61.

If you have questions, please contact your Personal Lines Underwriter or State Territory Manager. Thank you!

Macon, GA (800) 476-5566

Georgia

Territory Manager

Melinda Beisel, CIC, AINS, MBA

Phone: 770-351-2592

Email: [email protected]


South Carolina

Territory Manager

Mary Ellen Lackey

Phone: 803-466-4115

Email: [email protected]

Tennessee

Territory Manager

Jamie L. Reed, ARM, AIS, CPIA

Phone: 615-557-6655

Email: [email protected]

www.stins.com

© Copyright Southern Trust Insurance. All Rights Reserved.

For agents use only. Not available in all states. Availability of coverage referenced in this document depends on underwriting qualifications and state regulations. This document does not amend, or otherwise affect, the provisions or coverages of any insurance policy. It is not a representation that coverage does or does not exist for any particular claim or loss. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions and any applicable law. See coverage form for details.