January 2025

From Leaky Bucket to Leading Lender

Small business lending represents a $1 trillion annual opportunity for banks — provided they have the right technology and processes to compete. A persistent obstacle for many lenders is the leaky bucket problem: fragmented workflows, manual processes and broken handoffs. Despite heavy automation investments to patch these gaps, banks often fail to capture the most valuable resource: data. 

By Alex McLeod, Jay Long

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Latest Podcast Episode


What Getting Bought by a Bank Has Meant for One Fintech

More than five years after its acquisition by KeyBank, Laurel Road is staying true to its fintech roots of using technology to help medical professionals manage their debt loads, says Diana Welch Howell, the firm’s head of healthcare partnerships and strategy, in the January episode of FinXTech’s Reinventing Banking.

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Latest Thought Leadership


Regulatory Exams of Third Parties Are Hard to Find, Sometimes “Stale,” Critics Say

By Kiah Lau Haslett


Executives Debate When to Configure, Customize Tech

By Kiah Lau Haslett


The Business of Cybercrime Explodes

By Naomi Snyder


Making Your Data Strategy Work for AI

By Lee Wetherington

Deal on Fintech

The Deal on Fintechs provides a monthly snapshot of movement within the financial industry. Below is a list of last month's fintech and bank acquisitions as well as IPOs linked to source material for more information.

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Upcoming Events

January 26-28, 2025 | Phoenix, AZ

Acquire or Be Acquired

Bank Director's Acquire or Be Acquired Conference provides senior leadership teams with numerous opportunities to network with peers that share an interest in exploring financial growth opportunities, strategic initiatives and business partnership.

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May 5-6, 2025 | Nashville, TN

Bank C-Suite Summit

The Bank C-Suite Summit is an exclusive conference designed for senior bank executives seeking comprehensive insights into bank operations and new growth strategies. During the event, attendees gain valuable knowledge and strategic tools to navigate the dynamic landscape of the banking industry.

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Latest FinXTech Connect Profiles

These are the latest FinXTech Connect profiles. Go to connect.finxtech.com or visit FinXTech.com for more information.