November 18, 2019
State Chamber Update
Did you know that 59% of State Chamber members have between 1 and 5 employees? The next highest group of members, or 16% of the membership, has between 6 and 20 employees. Taken together, a full 75% percent of our membership has 20 or fewer employees – a statistic that is representative of the business community across the entire country.

To help the Federal Reserve better understand issues associated with credit, we’re partnering with the Federal Reserve to conduct a Small Business Credit Survey for both pre-start and existing businesses, and we’d like you to participate. This short survey takes approximately 10 minutes to complete and the questions center around business conditions, financing needs and experiences. Summary results will be shared with you and all responses are confidential. The survey highlights the experiences of small businesses and provides critical information that service providers, policymakers and lenders use to improve programs for small business owners. The survey closes December 20, 2019 . Thank you for participating!  
News You Can Use
On Tuesday we’ll see important information regarding housing starts and building permits for October. On Thursday, leading economic indicator data for October is released, and we end the week with a preview of consumer sentiment for the early part of November. We’re moving into critical weeks for retail businesses, so stay tuned as we learn more about consumer spending, the largest portion of the U.S. economy.  
Michael J. Quaranta
Delaware State Chamber of Commerce
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