How to Reduce Chargebacks and Keep More of Your Business on the Books


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"The best way to reduce chargebacks is to sell policies the right way—by focusing on real conversations, choosing the right products, and staying engaged with clients after the sale."

Chargebacks are inevitable, but they can be reduced by selling the right way, prioritizing level-benefit plans, and staying engaged with clients after the sale. Avoid high-pressure tactics, focus on educating clients, and handle cancellations in person to address concerns. Simple follow-ups—like answering calls, checking in on missed payments, and sending thank-you notes—go a long way in keeping policies active and protecting your commissions.


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What's New at Legacy

NEW! Eagle Select Final Expense Product


We've made the best of what makes us an industry leader in the Final Expense market even better. Eagle Select is designed to give you the features to meet your client's needs:

  • 100% Instant Decision eApplication – the same process you love, now more enhanced.
  • Intuitive Health Questions – tailored around each client's unique health profile, leading to more approvals and better-fit coverage.
  • Lower Premiums – your clients get even more value with competitive rates that fit their budget.

 

Product Highlights

  • 3 tiers to automatically match a client's profile
  • Eagle Select 1 & 2 – level death benefit
  • Eagle Select 3 – 2-year graded death benefit
  • Issue ages 40 – 85
  • Face amounts up to $40,000
  • Quit Smoking Advantage
  • Optional Accidental Death Benefit Rider


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Unlock Your Potential: Dynamic Pathways to Success and Impact

Signature Term Express is one of the most straightforward, affordable ways to financially protect a family today, with the flexibility to convert to permanent protection in the future.


• Signature Term Express is designed for the mortgage protection market with simplified underwriting and a rapid issue application.

• The death benefit is level and guaranteed, and does not change for the life of the policy.

• ROP can provide a return of eligible premium upon surrender at the end of the policy’s period.*

• Unique policy provisions that can help further protect a client’s mortgage when they need it most.

• Policy riders allow you to customize for clients’ specific needs. 




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