August 2021
How to go back to school on a budget
Much like the holiday season, back-to-school season is a big money maker for retailers, which means families might be spending more than they anticipated. The National Retail Foundation estimates that families with children from kindergarten through high school will spend around $849 and college students will spend $1200 on gear/necessities ahead of the new school year. These estimates are increases of 8% and 13% respectively.

Despite the record estimates for back-to-school spending, thrifty families can find plenty of ways to cut their school year costs. Here are a few simple ways to make sure you can send your kiddos back to the classroom without breaking the bank.

  • Take inventory
Before you even think about going back-to-school shopping, take inventory of what you’ve already got at home. You’re likely to find at least a few things you won’t need to then buy brand new for the new year. Make sure to check your students’ backpack for unused pens, notebooks or other school gear. Do the same in your children's closets. Figure out what items are in good shape and what needs replacing. Then you can have a more thorough shopping list without spending money on things you don’t really need.

  • Use uChoose Rewards points
If you are a FNB customer and use your debit card often, chances are that you have racked up some uChoose Rewards points. Don't forget that you can redeem your points for gift cards, items, and even cash back. We recommend utilizing the cash back option for the most bang for your buck. Remember, you must have your debit card enrolled to begin earning uChoose Rewards points. Click here to learn more.
  • Stock up on summer 
Fall clothes might be the highlight of retail’s back-to-school fashion section, but there is no reason you can’t stock up on clearance summer clothes. Plenty of summer wardrobe options work for the school year, especially t-shirts or tops that can be paired with sweatshirts or sweaters. In many places the school year begins when the weather is still warm, so it doesn’t make sense to load up on sweaters right away. Never be afraid to check out the clearance rack, just don’t overspend on things you don’t need while you’re browsing those great prices.
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News at FNB
Please join us in congratulating Michelle on her 30th anniversary at FNB Community Bank! 

Michelle has been at FNB Community Bank since 1991 and has worked in various capacities including the safe deposit/customer service departments, teller window, CIF department, and transit department.
Please join us in congratulating Kate Lowrie on being selected as our Employee of the Quarter.
Please join us in congratulating Sydney Walker on 5 years with FNB!
Please join us in congratulating Corey Edwards on 5 years with FNB!
Please join us in congratulating Christine Corbin on 10 years with FNB!
The 3rd Annual Mid-Del Group Home Run, Walk, or Roll for Independence will be an event to remember! Walk, run, or roll this 5k to show support for an important and impactful organization in the Mid-Del community.

All proceeds from the event will directly benefit the Mid-Del Group Home, which provides services and care to individuals with developmental disabilities and their families.

The goals of MDGH are to enhance independence, encourage integration, and promote respect for individual rights.
We've got spirit, yes we do! We've got spirit, how 'bout YOU?!

Show your spirit each time you swipe with our exclusive school-branded debit cards. Plus, each time a local school design is printed, FNB Community Bank will donate $2 to the corresponding school district/college!

Follow any of the links below to learn more.
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