Current lender rates are, in most cases, significantly lower then they have been over the last couple of years. According to Mortgage News Daily (http://www.mortgagenewsdaily.com/data/30-year-mortgage-rates.aspx) 30 year fixed rates are currently at 3.58%. On this day one year ago, 30 year fixed rates were at 4.64%. As you can see, refinancing could be a great option depending on when you bought your home. If you are interested in the possibility of capitalizing on low interest rates, or are curious about refinancing, please contact your preferred local lender or bank today to get a current rate. If you are interested in taking advantage of the new lower rates but don't know where to start, please contact me today!