October 9, 2018
Hurricane Michael - Binding Moratorium
The National Hurricane Center has issued Storm Surge, Tropical Storm and Hurricane Watches and Warnings for Hurricane Michael, with the potential to affect certain states along the Gulf coast.
Our policy is to place into effect a binding moratorium on new business for all commercial coverage through American Country Insurance Company, American Service Insurance Company, Gateway Insurance Company and Global Liberty Insurance Company of New York, for any areas affected by Tropical Storm and/or Hurricane Warnings. If you have a new policy or policy changes for a geographic area in question, please contact your Underwriter . Once the warnings are lifted, normal binding authority can resume.
This directive applies to all new business*, including additional lines of coverage and changes in deductibles policy limits being considered for existing accounts, as well as reinstatement of lapsed or out-of-force policy. Every auto written with physical damage coverage within 72hours after the warnings are lifted must be inspected to determine if there is existing damage. The inspection and any damage must be indicated in the application (*Newly purchased vehicles in the state of Louisiana are eligible
for collision/comprehensive coverage.) Please contact your Underwriter with any questions.
Thank you.
As of 10/9/2018, 1:00PM CDT, Michael's Probable Path:

Visit the National Hurricane Center
for the latest storm updates
Hurricane Preparedness Guides
The National Weather Service has created preparedness guides, along with many useful sites where you can obtain information on making an emergency plan and building a disaster kit. Visit the NOAA website and to learn how to prepare with the daily tips below and related links. Share these with your friends and family to ensure that they're prepared.
Watch or Warning - What's the Difference?

The definitions below are provided by the National Weather Service for clarification on
watches and warnings:
  • A HURRICANE WATCH is an announcement that hurricane conditions (sustained winds of 74 mph or higher) are possible within the specified coastal area. Because hurricane preparedness activities become difficult once winds reach tropical storm force,the hurricane watch is issued 48 hours in advance of the anticipated onset of tropical-storm-force winds.
  • A HURRICANE WARNING is an announcement that hurricane conditions (sustained winds of 74 mph or higher) are expected somewhere within the specified coastal area. Because hurricane preparedness activities become difficult once winds reach tropical storm force, the hurricane warning is issued 36 hours in advance of the anticipated onset of tropical-storm-force winds.
  • A TROPICAL STORM WATCH is an announcement that tropical storm conditions (sustained winds of 39 to 73 mph) are possible within the specified coastal area within 48 hours.
  • A TROPICAL STORM WARNING is an announcement that tropical storm conditions (sustained winds of 39 to 73 mph) are expected somewhere within the specified coastal area within 36 hours.
Getting Ready for Hurricanes: A to Z Overview
Atlas Claims Service and Technology
When it comes to handling your customers' claims, our dedicated Claims Team uses their expertise, along with science-based technology to best assess the claims and get your customers back on the road fast and efficiently.Download this informational flyer to see how we use this technology to better serve your customers and the many ways a claim can be reported to Atlas.
Atlas Safety & Loss Control Materials
Atlas has a Loss Control Department that is accessible to every insured, and continues to grow a loss control library that promotes safe driving practices and accident prevention. We offer an in-depth Loss Control Materials Guide that covers such topics as:
  • Tips on Night & Winter Driving
  • How to avoid these accident types:  
  •  - Rear-End Accidents
  •  - Turning Accidents
  •  - Backing Accidents
  •  - Intersection Accidents
  •  - Lane Change and Merging  Accidents
  • Accident Reporting
  • Accident Scene Photo Tips
  • Driver Screening
...all available to you at no additional charge!