|
|
A true #CommunityBank built on valued relationships with our personal and business customers.

|
|
|
Hyperion EVP & Commercial Lender Frank Sullivan gets to know many of his clients so well that a Hyperion colleague jokes they can’t keep count of the number of customer weddings and family events Frank has attended. No surprise: In the 15 years Frank has been with us, he has listened closely to customer dreams and visions, customized business loans to meet their needs, and helped move projects forward with quick funding decisions.
|
|
SBA lending
On the front lines with your small business
|
|
Hyperion Bank proudly partners with the U.S. Small Business Administration to help small business owners obtain financing to start or expand a business. An SBA Loan can help cover startup costs, working capital, expansions, real estate purchases & more.
“SBA lending gives our team another valuable tool to support small businesses, fostering a successful small business community,” says Susan F. Battle, Hyperion’s SVP & Director of SBA Lending, who has four decades’ SBA experience. “We work closely with entrepreneurs and other borrowers, no matter their SBA knowledge level or stage of the process, and genuinely enjoy being on the front lines helping small business owners obtain the loans they need to reach their goals.”
Whether you are looking to acquire a business, purchase commercial real estate or more, Hyperion’s SBA program can help, across a broad range of businesses & purposes: Childcare, Acquire or expand a business, Hospitality/hotels, Service businesses, Partnership buyouts, Car wash, Commercial real estate, Franchises or franchise expansions, Cash flow management, Working capital, Construction & more.
“We are passionate about helping entrepreneurs make their goals a reality,” Susan says, “and walk in step with them as they prepare for the process, shepherding them through it. And we (Hyperion) are small business entrepreneurs, so we have that shared perspective, as well as deep experience, to bring to your SBA Lending.”
Offer of credit subject to approval.
|
|
Andy Stein: Three-year continuing ed opportunity
|
|
Andy Stein, Vice President & Commercial Lending Officer at Hyperion, is currently in the midst of a three-year graduate banking program through the Barret School of Banking at Christian Brothers University in Memphis. Andy and Hyperion became more aware of the Barret School after the Pennsylvania Association of Community Bankers began a partnership with the program.
“I asked to go, and the bank is sponsoring it,” Andy says, “which is a great opportunity. I’m one year into the program and it is a very positive experience that has exceeded my expectations and has a lot of real-world impact. All instructors have real-life experience in banking, so our curriculum is not just theoretical.”
He says benefits of the program include:
- Hearing how other bankers from other areas deal with issues
- Exposure to some of the bigger issues in other banking departments
- Meeting other local bankers who are part of the program, and meeting more far-flung bankers from other states, as part of his study group, for instance.
Andy is one of 95 students from 30 states in the class who took four core classes and two electives before attending 40+ hours of class work in person in Memphis. Students then have four case studies to complete by the end of the year. That schedule will essentially repeat for each of the two additional years.
“We hire top-flight banking talent – like Andy – and are pleased when they want to pursue additional education or training and are happy to support Andy in this endeavor,” says Lou DeCesare, Hyperion President & COO.
|
|
Additional FDIC coverage
Access multi-million dollar protection at Hyperion
|
|
With Hyperion Bank’s access to ICS® and CDARS® programs, we leverage a network of member banks, enabling our clients to have large deposits with us broken into smaller amounts and placed with other banks that are members of this network. Your deposits are divided into amounts under the standard FDIC insurance maximum of $250,000. They are then placed in money market deposit or savings accounts (using ICS) or in CDs (using CDARS) at multiple banks.
As a result, you can access coverage from many institutions while working directly with Hyperion Bank. Our participation in this network - which is not available to or through all banks - is another way we bring community banking to you.
Visit our website for further information & please let us know if we can help you access this high-dollar-deposit protection or answer questions about it: 215-789-4200 or 404-381-2110 or CustomerService@HyperionBank.com.
Offer of credit subject to approval.
|
|
Tech forward
Remote Deposit Capture upgrade under way
|
|
We recently shared news that we’re upgrading Remote Deposit Capture to an improved platform. We are reaching out to RDC users directly, so you’ll hear from us soon, if you have not already.
As with any such upgrade, we’ll need the assistance of Hyperion RDC customers to ensure the transition to a new remote deposit portal is as seamless as possible. Part of the transition will include a Merchant Quick Capture Guide.
We pride ourselves on Hyperion’s market-leading electronic banking technologies and appreciate your patience as we ensure your banking services, electronic and otherwise, are ahead of the curve. Team Hyperion is always happy to answer questions: Lee Green, LGreen@HyperionBank.com or 215-789-4203 and Joel Higdon, or JHigdon@HyperionBank.com or 404-381-2119.
|
|
Q2 2023
Another strong quarter of growth, additions
Hyperion had another strong quarter of asset growth, also adding five new team members.
In our attempt to maximize long-term shareholder value, we continue to balance quality, growth, and profitability. Loan quality continues to improve with declines in delinquencies and non-performing loans. Hyperion’s balance sheet has grown by over $100 million in the last year. Our loan and deposit portfolios have increased by 41% and 43% respectively in the last 12 months.
Hyperion has experienced lower profitability through the first half of the year as we have significantly increased our loan loss provision because of growth, and our interest expense on deposits has increased significantly because of growth and the increase in rates that we are paying our depositors.
|
|
Labor Day observance
We'll be closed Monday, Sept. 4, in observance of Labor Day. We’ll re-open at 9a Tuesday. Of course, you can always enjoy #communitybanking online, 24/7.
Here at the unofficial end of Summer, we remember that Labor Day is indeed a time to honor the labor movement and the contributions of American workers everywhere.
|
Friends & customers on the grow
Congratulations to our friends at B2B CFO, which has expanded its reach in Atlanta. Learn more about this news here. B2B CFO provides strategic business advisory services to owners of privately held companies, focusing on increasing cash and company value.
|
|
|
|
We proudly serve...customers in PHL and ATL and beyond. Ask us how you can enjoy our personal service and convenient mobile banking, wherever you live. Contact Us
|
|
|
199 W. GIRARD AVE.
PHILADELPHIA, PA 19123
215.789.4200
|
|
3525 PIEDMONT RD., SUITE 5-215
ATLANTA, GA 30305
404.381.2110
|
|
|
|
|
Know someone who might enjoy highly personal service from a dedicated community bank?
Please FORWARD this email to them. We will never share or sell our email list. And you can unsubscribe yourself at any time.
|
|
© 2023 Hyperion Bank. All rights reserved. Offer of credit is subject to credit approval. NMLS 631177
This is an advertisement or solicitation. To opt-out of our emails, you may unsubscribe below.
|
|
We bring community banking to you.
Visit us or use our convenient mobile options to bank with us any time,
from any device, anywhere. 
|
|
|
|
|
|
|
‌
‌
