July 1, 2019
New Medicare Supplemental Insurance (Medigap) Changes to Be Aware Of
On January 1, 2020, there will be a few changes to how Medicare Supplemental Insurance (Medigap) may be sold. A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover, such as co-payments, coinsurance, and deductibles. Medigap policies are sold by private companies.

If you turn 65 before or are otherwise Medicare eligible before January 1, 2020 then these changes will not affect you. This also means if you have a Medigap plan before January 1, 2020, you do not need to change plans at all if you are satisfied with your current plan.

Be aware of companies trying to trick you into plans you don't need! Again, you do not need to change plans if you are currently enrolled in one.

The people that will be affected are people who turn 65 or become Medicare eligible because of a disability, age, or end stage renal disease after January 1, 2020. The changes are that some plans that are currently available will not be available to this group of people.

Medigap coverage is a personalized decision, if you have any questions or concerns about your current Medicare Supplemental Insurance plan or want to see what plan fits you the best, please contact your local SHIP counselor at (800)252-8966.
Don't Sweat about Summer Vacation Scams with these Tips!
As summer has finally arrived and the Fourth of July is just a few days away, it's time to look out for the scams that are out there regarding vacations. Here are some tips about booking your summer vacations so you don't have to sweat the small stuff and have the trip of a lifetime.

1.Always do your research!
  • Look out for extra fees like resort costs and high taxes.
  • Read the reviews on the internet about the resorts and hotels before you book them.
  • If you buy travel insurance, make sure the company is accredited.
2.Don't Pay for Prize vacations
  • No company will make you pay for a vacation if you really have won a prize, this is scam.
3.Don't sign or pay for anything until you have read the terms in full.
  • You don't know if there are terms and conditions you don't agree with or understand.

Read more tips from the Federal Trade Commission here on how to protect yourself from scams on your summer vacations.
Fraud Alert Summer Vacation
Thank you for subscribing to the Illinois SMP Fraud Alert!

This summer is filled with conferences and travel therefore this will be the last Fraud Alert until we return on August 26, 2019!

If you have questions or concerns during this time period, do not hesitate to contact the Illinois SMP at AgeOptions at (800)699-9043.
Have a wonderful summer!

Travis Trumitch
Please share this Fraud Alert with colleagues, consumers, or other professionals in your area. If you would like to sign up to receive the Fraud Alert directly, visit click here.

This project was supported, in part by grant number 90MPPG0036, from the U.S. Administration for Community Living, Department of Health and Human Services, Washington, D.C. 20201. Grantees undertaking projects under government sponsorship are encouraged to express freely their findings and conclusions. Points of view or opinions do not, therefore, necessarily represent official Administration for Community Living policy.
The Illinois SMP at AgeOptions partners with agencies across the state to empower and assist Medicare beneficiaries, their families, and caregivers to prevent, detect, and report health care fraud, errors, and abuse through outreach, counseling, and education.

Please share this Fraud Alert with colleagues, consumers, or other professionals in your area and visit our website to sign up for our Fraud Alert email list.