On January 1, 2020, there will be a few changes to how Medicare Supplemental Insurance (Medigap) may be sold. A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover, such as co-payments, coinsurance, and deductibles. Medigap policies are sold by private companies.
If you turn 65 before or are otherwise Medicare eligible before January 1, 2020 then these changes
will not affect you. This also means if you have a Medigap plan before January 1, 2020, you do not need to change plans at all if you are satisfied with your current plan.
Be aware of companies trying to trick you into plans you don't need! Again, you do not need to change plans if you are currently enrolled in one.
The people that
will be affected
are people who turn 65 or become Medicare eligible because of a disability, age, or end stage renal disease
after January 1, 2020. The changes are that some plans that are currently available will not be available to this group of people.
Medigap coverage is a personalized decision, if you have any questions or concerns about your current Medicare Supplemental Insurance plan or want to see what plan fits you the best, please contact your local SHIP counselor at (800)252-8966.