The message below, from Southern CEF Director, Rev. Stephen Linck, is being sent to active pastors, congregational presidents, congregational treasurers, and school administrators of the Southern District.

Southern District CEF is aware that the coronavirus (COVID-19) outbreak has resulted in some  unanticipated financial hardships for several congregations and other ministry  partners in the Southern District. This is particularly true as many churches have  been forced to livestream their Sunday services which impacts the normal giving  patterns of its members.
First , if you have a loan with us already, we are able to either accept interest only payments  for 90 days or suspend payments for 60 days.  Interest still accumulates.  PLEASE let us know on or  before March 30 th , by email to  If we do not hear from you your automatic
loan payment will be pulled.
Second , CEF is here to help. Due to this unprecedented crisis, for a limited time, CEF is  offering a reduced rate emergency loan  to help churches, schools and RSOs meet cash f low and other operational needs that have been negatively impacted as a result of  the COVID-19 outbreak.  Must apply for this loan during the National Emergency Period or June 1 st , whichever is earlier.  
This special emergency loan is for $49,999.00 and will carry a reduced rate of 4%; this is 1%  below our  regular interest rate. If you don't need this help, please do not use it simply for convenience.  This loan will require only a monthly interest payment during the  first six months of the term. It would be amortized over a three year period and non-renewable.  It is not a line of credit but a onetime draw loan for this emergency only.  If your organization is having financial troubles as a result of the coronavirus  outbreak and is in need of short-term funds, please contact us at .

God willing, our lives will return to normal relatively soon. Regardless, we know
that faith in the saving grace of God brings us true peace at all times.  Please call (850-525-1328) or email ( ) with any questions.

In His Service,
Rev. Stephen S. Linck 
Executive Director
cell:  850-525-1328  (best)
Southern District Church Extension Fund LCMS
101 Mission Drive  (Suite 100)
Slidell, LA 70460 
Office: 1-504-282-2633
Fax:  1-985-377-0013
"What is more, I consider everything a loss because of the surpassing worth of knowing Christ Jesus my Lord, for whose sake I have lost all things. I consider them garbage, that I may gain Christ and be found in him, not having a righteousness of my own that comes from the law, but that which is through faith in Christ-the righteousness that comes from God on the basis of faith." (Philippians 3:8-9)