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Late Enrollment Penalty (LEP)
When enrolling a customer, make sure to inquire if they have had Prescription drug coverage since they became eligible for Medicare. If they have not, advise the customer their premiums may increase because of a LEP. If the plan identifies that the customer has a LEP, a letter will be sent to the enrollee post enrollment.
Background: A LEP will be assessed if the customer is without Part D drug coverage for any continuous period of 63 days or more since becoming eligible for Medicare. If it is determined that the customer has a LEP, they will receive a letter from the plan with next steps. It is important that customers complete and sign the Attestation form and return it to Cigna Healthcare within 30 days.
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