NOTICE: THIS IS NOT AN ADVERTISEMENT intended for distribution to the public and does not contain all of the disclosures required by Reg Z (Truth-in-Lending) or other regulations as may require additional disclosure. All references to loan eligibility, including mortgage loan program terms, credit score requirements, LTV, etc. may be applicable to qualified applicants only. All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. This is not a commitment to lend. This message and any content within it is intended exclusively for affiliated Credit Unions of Member First Mortgage, LLC. or entities to which it is addressed. This message, together with any attachments and all other content, may contain confidential, privileged, and/or proprietary information. Any unauthorized review, use, print, save, copy, disclosure, or distribution is strictly prohibited. Member First Mortgage, LLC is a Licensed Mortgage Lender/Servicer, NMLS #149532, Equal Housing Opportunity.