In the Loop: Latest News & Insights

July 2, 2025 | Issue 4-25

Dear Friends,

It’s been a true honor to step into the role of CEO at Prosperity Network of Advisors. Over the past 18 years, I’ve had the privilege of serving as both an advisor and a leader within this incredible organization. I’m proud to continue Paul’s legacy and his leadership of Cetera Advisors' largest OSJ.

While much has evolved, our mission remains unchanged: to provide outstanding service and support that empowers you to thrive. We are advisors for advisors - committed to helping you run your business more smoothly, efficiently, and confidently. Whether you’re solving challenges, growing your practice, planning your succession, adopting new technologies, or navigating a constantly shifting regulatory landscape, our team is here to support you every step of the way.

We’ve recently launched several new initiatives, including the In The Loop newsletter, OSJ Alerts, and Prosperity Peer Forum webinars - and there’s more on the horizon. We are continually working to enhance the value we provide.

On October 7, we’re excited to host our inaugural Fall Forum in Kansas City. This exclusive event is open to our producing advisors and will feature insights, education, peer-to-peer collaboration - and a special opportunity to celebrate Paul’s well-earned retirement. Stay tuned for more details soon!

We’ve also been thrilled to welcome referrals from many of you. Thank you for your continued trust and confidence. Please know that we are committed to taking great care of those you refer and warmly welcoming them into the Prosperity Network community.

I’m also looking forward to seeing many of you at Connect2Peers. If you’re unable to attend, expect to hear from our team soon to schedule a call or virtual meeting.

Thank you for being such a valued part of the Prosperity Network. I’m excited for what lies ahead and look forward to working even more closely with you.

Warm regards,

Angela

NRA vs. RA Guidance

Are you a non-registered person? Are you registered, but not considered a "producing" representative?

Click the button below to learn what you can and cannot do in these scenarios.

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New Branch and State Registrations

Are you moving to a new state? Are you going to purchase a home - even a second home - in a new state? Are you going to open a branch in a new state?

Click the button below for the requirements in these scenarios.

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Important Changes to Pershing Deposits as of June 30!

To further protect clients' funds from potential risks, incoming check and ACH funds will be held for five business days and will be released on day 6.

Read Cetera's full article about the changes HERE .

LEAD CALL - July 11

Don't miss this one!!

Megan Reed co-leads a monthly call with Cetera for support staff and solo practitioners called LEAD (Learn, Excel, Advocate, & Develop). This month will feature a member of the Cetera Life Events Team. They will discuss what their team can offer you outside of other support center requests. The call will be held on July 11^th at 11am CST. We hope you will join this call! You can register here:

FINRA Rules and Policies - Do They Really Matter?

June 2025 FINRA Real-World Discipline Examples

If you ever wonder whether all the rules and policies really matter, they DO! Let's look at some recent FINRA enforcement cases.

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You Have Growth Goals - Let Cetera Reward You for It!

The NNA Bonus Program is a simple, performance-based opportunity to earn a bonus for growing your advisory business. If you're planning to bring in at least $5M in new advisory assets (via TAMP, direct platforms, or acquired non-Cetera assets) you could qualify for a 25 bps bonus on your target amount.

No loan. No underwriting. Just a clean, commission-based bonus if you hit your goal - no downside if you don't.

Note: Advisors with a Growth Accelerator Loan are not eligible for the NNA Bonus Program.

Want to learn more or discuss setting a target? Reach out to Eric directly!

Eric Bowen

913-353-6428

Click here to email me!

Securities and advisory services offered through Registered Representatives of Cetera Advisors LLC (doing insurance business in CA as CFGA Insurance Agency LLC), member FINRA/SIPC, a broker dealer and Registered Investment Advisor.

Cetera is under separate ownership from any other named entity.

For internal use only.