In the Loop: Latest News & Insights

September 2, 2025 | Issue 6-25

Hello friends!

Can you believe it's already September? The kids are back in school, the days are getting shorter, and summer seemed to fly by in a blink.

With the back-to-school season in full swing, I found myself thinking about learning – not just for the kids, but for all of us. Inspired by the summer’s best book lists in the Wall Street Journal and NY Times, I started asking: what great reads are worth sharing right now?

So, I turned to our team and asked them: What books or podcasts have inspired you as an advisor, a leader, or just as a person? What books entertained you, just for fun?

Paul and Brett swear by the timeless Dale Carnegie classic, ‘How to Win Friends and Influence People,’ saying it’s a must-read for anyone in our field.

Several teammates recommended Morgan Housel’s ‘The Psychology of Money,’ and a few can’t stop talking about Benjamin Hardy’s work, including ‘Who Not How’ and ‘The Science of Scaling.’ Other fan favorites are ‘From Strength to Strength’ by Arthur Brooks and ‘The Millionaire Next Door’ by Thomas Shanley and William Danko.

Now we’d love to hear from you! What books or podcasts have made a difference in your work or your life this year? We’ve posted our team’s list at chooseprosperity.org/favoritereads

— share yours there, and we’ll highlight them at Fall Forum.

Here’s to a new season of growth – whatever that looks like for you. I’m ready for crisp mornings, a warm cup of coffee, and a few great reads this fall!

Warm regards,

Angela

National 401(k) Day

Joe Pelle, AIF®, QKA, Sr. Vice President, Prosperity Advisors Employer Retirement Plans, has written an article on National 401(k) Day. Joe is graciously providing this article as a courtesy of the Prosperity Advisors’ client practice. We hope you will find this letter beneficial in working and communicating with individual clients and/or employers to encourage participation in their company’s 401(k) plan. It lists specific ways these plans can benefit everyone.You can modify the Word version of this letter with your own branding and your specific disclosures. Be sure to submit your branded version through Pinpoint Ad Review for approval before you use it with prospects or clients.

Click Here to Access Joe Pelle's National 401(k) Day Article

Social Media Guidance

Due to updated guidance and the complexity of social media usage policies, the recent social media chart the Prosperity Network OSJ created is not to be used as your source for social media policies. We are removing it from our websites. Instead, we ask that you refer to the social media usage guide found in Pinpoint. You can also contact Lisa Sorenson on the Prosperity Network Compliance team with your social media questions. 913-529-5500 Option 2 or compliance@prosperityadvisors.com Attn: Lisa.

Partner with the Prosperity ERP Team!

Have you ever been asked about starting a retirement plan by a business owner, or wondered how to serve clients who already have one? Maybe you’ve wanted to grow in this space but weren’t sure where to start. That’s exactly why Prosperity Advisors’ Employer Retirement Plans Team (ERPT) exists.

Click Here to Learn More

NEW Form CRS

You may have noticed the Cetera Advisors Form CRS was recently updated. Please use the link below to learn more and access a helpful Form CRS chart.

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Help Us Understand Your Technologies!

If you haven’t yet completed our technology survey, we’d greatly appreciate your participation.

We’re aiming to better support the branch by understanding which Cetera-approved technologies you use, what works well, and where you’d like to explore more.

The short survey takes just 3–5 minutes, and your input will help us connect experienced users with those exploring tools and tailor our support to your needs.

Click Here to Take the Survey!

Cetera Retirement Plans Team Updates -

The Cetera Retirement Plans Team is sunsetting their email address. This means that their forms will no longer be submitted via email and any questions for the team will need to be addressed via the AW Support Center.

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Empower Your Future! Cetera ARG Learning Opportunity

Asian Pacific Islander Advisor Network (APIAN) + Allies and the Cetera Black Advisor Community (CBAC) + Allies have joined forces for their next 3 monthly calls in a series designed to Empower Your Future by Mastering Self-Leadership and Communication. This series features three impactful group meetings, complemented by three professionally led coaching study groups. These sessions are designed to enhance accountability and ensure your success.

FINRA Rules and Policies - Do They Really Matter?

August 2025 FINRA Real-World Discipline Examples

If you ever wonder whether all the rules and policies really matter, they DO! Let's look at some recent FINRA enforcement cases.

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Cetera is under separate ownership from any other named entity.

For internal use only.