Procrastination. At some point or another, it plagues us all. We put off folding the laundry, returning that library book, starting to compost, and, of course, myriad tasks related to our financial lives. Whether it’s filing your taxes or upping your IRA contribution, many a financial to-do is put off until tomorrow—and there is often a price to pay for procrastinating. Sure, in some cases it’s because the task is unpleasant, but as it turns out, a more cerebral explanation of why we procrastinate exists: It provides us an avenue for coping with challenging emotions and negative feelings induced by the task we’re avoiding. Anxiety, insecurity, frustration—these can all be underlying reasons we put off doing what we know is good for us.