Scott Tate
President & CEO

To Our Chamber Members:

Today, and every day, we thank you for your membership. We love seeing you at ribbon cuttings and big events, and right now while those activities can't happen, please have confidence that: Our Greater St. Charles County Chamber team is here for you in all seasons of business. We know this pandemic has impacted you in major ways and we are here to help.
Below is an infographic explaining, in simple terms and format, the two available loan options available through the CARES Act. Breaking down an 800+ page document, our goal is provide you with key information that enables you to understand the possibilities, make decisions, and most importantly, get back to your business!

I have also included links to other information and resources sent to the Chamber.

We may be working from home for the time being, but I want you to know that your Chamber staff is here to help you. This is new territory for all of us. We may not have all the answers, but we will do out best to answer any questions you may have and/or connect you with those that do.
With Gratitude & Certainty For Better Days Ahead,
Paycheck Protection Program

The Paycheck Protection Program application process will roll out in two phases, one week apart.
  • On April 3, 2020, small businesses and sole proprietorships can begin applying for these loans.
  • On April 10, 2020, independent contractors and self-employed individuals can begin applying. The SBA advises that all businesses should “apply as quickly as you can because there is a funding cap.”

Loans will be available through SBA-approved lenders.
Economic Injury Disaster Loan (EIDL)

SBA Economic Injury Disaster Loans 
Available to businesses and nonprofits, the SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.  Apply online directly with SBA.

SBA Economic Injury Disaster Advance 
Applicants for SBA’s economic injury disaster loan program can apply for a loan advance of up to $10,000. To access the advance, you must apply for an SBA Economic Injury Disaster Loan (EIDL).

Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.  Apply online directly with SBA.
U.S. Chamber of Commerce
The U.S. Chamber is working closely with the White House, U.S. government agencies, and foreign government officials to inform and equip businesses with the most important and up-to-date information to prevent the spread of the virus and prepare businesses for the near and long-term impact.  Visit their live blog for the latest updates.  

Our complete coronavirus coverage, updated daily with new resources to assist you and your business. 
Missouri Chamber of Commerce & Industry
With COVID-19 continuing to spread in the United States, the Missouri Chamber of Commerce and Industry urges the business community to take proactive steps to protect their workplaces and communities from Coronavirus.

State of Missouri
Missouri Department of Health & Senior Services

Missouri Department of Economic Development
Small Business Administration (SBA)
Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy.

Local Information & Resources