We are all effectively in the risk management business. We manage one set of risks when helping clients save for retirement, and another when clients are in their distribution phase. Life insurance may help insulate a client from the impact of income taxation and sequence of returns risk. Click here for more information.
Illness will impact most people during their lifetime. 92% of older adults have at least one chronic illness and the reality is 70% of Americans could not pay an unexpected medical bill of $4,000. Click here for a customizable infographic to send to your clients.
Anaphylaxis is a serious allergic reaction that is rapid in onset and may cause death. Anaphylaxis is underreported and is probably increasing in prevalence, although precise statistics are lacking. Click here for more information.
One of the wisest things anyone can do to prepare for their financial future is learn about long-term care services long before they’re needed. This guide to receiving care provides insights to help navigate long-term care.
Talking to new and existing clients about how to protect their income with individual disability insurance (IDI) can help them live a more financially secure life if the unexpected happens. Click here to start the conversation now.