In its twenty-third annual report on mortgage lending patterns, Changing Patterns XXIII, the Massachusetts Community & Banking Council (MCBC) offers information on patterns of mortgage lending in the City of Boston, in Greater Boston, and in Massachusetts.

This session will use the report to explore with a panel of experts why these patterns have emerged and allow participants to dig into the data and issues behind them to have an in-depth conversation on issues of racial and income disparities, homeownership barriers, and the potential solutions to emerging patterns of concern.

The report covers: 

• The Level and Composition of Mortgage Lending
• Borrower Race/Ethnicity and Income
• Neighborhood Race/Ethnicity and Income
• Denials of Mortgage Applications
• Lender Activity
• Legislative and Regulatory Developments

The report and supplemental materials can be viewed at http://mcbc.info/publications/changing-patterns-xxiii/