June 2023 Newsletter
Education and Earnings

In general, higher education levels lead to higher earnings and lower unemployment rates. Read more
SECURE 2.0 Act Expands Early Withdrawal Exceptions


An early withdrawal from a retirement account can trigger a 10% penalty unless an exception applies. Read more
Why Buy Life Insurance During Unsettled Economic Times?

During these turbulent economic times, it may make sense to buy life insurance. Read more
As Your Parents Age, Help Them Protect Their Finances

Fraud or financial exploitation is very common. Here are some tips that may help you protect your parents. Read more
Be In The Know:
Navigating the Residential
Real Estate and Mortgage Markets


Tuesday, June 13, 2023
5-5:45 p.m. CST | Followed by a Q&A


For this month's Be In The Know, we're partnering with special guest and Realtor Kimberly Reeves, who will touch on:

  • Navigating real estate markets to reach your financial goals
  • Reality of the current market vs what we hear in the news
  • Creative ways you can win in any market
  • Examples of finding off-market homes and clients who have kept their homes as rental/investment properties

  • Protecting your investment and managing transitions
  • Ways to invest in your home each year. How do you know which projects will increase the value of your home? How much to invest?
  • Ways to build real estate into your estate plan -work with your financial planner, CPA, attorney, and realtor to set your estate up well.
  • How to help aging parents & family members protect their legacy as it's passed down to the next generation.
About the Speaker
Kimberly Reeves is a Realtor with Bethany Nelson Real Estate Group. She brings over 20 years of experience in the hospitality industry to her real estate clients. Her expertise in demand-based pricing, data analysis, and event planning add value to clients as she offers fact-based decision-making and strategies to help clients discover their real estate needs. Coupled with her background in strategic planning and negotiation, Kimberly provides her clients with a high level of service that is felt throughout the entire process of partnering with clients to reach their real estate goals. Whether you're moving locally or nationally, Kimberly has created a network of trusted partners that can help you along the way.

Kimberly is passionate about making an impact in the lives of women, children, and the communities where she lives and works. She is a member of the National Association of Women Business Owners (NAWBO) and enjoys helping women live their best lives by hearing their stories, making connections, and providing resources. You will often find her bringing people and communities together to volunteer with organizations around the Twin Cities. In 2021, she worked with her office to raise over $14,000 for Every Meal, which fights child hunger by providing food to kids in schools during weekends, summers, and extended breaks. Outside of real estate, Kimberly is a wife to Steven, a mom to Sofia and Mason, and loves coffee and walks with friends. She loves learning whether it's reading a good book or listening to a favorite podcast.
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Stiles Financial Services is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.