Issue 70 January 2021
Conversation With Evelyn (Evie) Preston The Money Lady--Larry Hayes

At age 85, Evie Preston is having the time of her life! A successful financial advisor for over 25 years, she rose from housewife/mom to school teacher to the cutthroat business of finance and Wall Street.

My husband always said that the fun in life is wearing—or—trying—many different hats. To that end I’ve had more fun than most! I like to think of my several careers as a winding road of experience vs. predictable rungs
up a ladder.

My path offered surprising successes and instructive failures. However, through each phase of my march to senior status, I wrote essays, articles, columns, a book and I can certainly call my endeavors word-worthy; every
job or profession brought skills and insights that contributed to the next.

Though I’ve yet to try brain surgery, I’m only 85, so there’s still plenty of time. Actually, reaching this pinnacle, I’m so busy massaging the connection between body and mind that I’ve reset my age back to 65. I need twenty
extra years to pack in all the plusses that come with age. My mantra? You’ll never grow old believing in a future…so plan ahead!

Moving forward thru marriage, family and careers, I’ve gained knowledge, experience, confidence, expertise and best of all, choice. These equal a “contentment quotient” to do what I love--writing. I’ve accomplished more during my “at home” Covid confinement than during many other periods of
my life.

Lessons learned?

Anyone can handle their own investing

Free advice is usually worth what you pay for it

Fixed incomes still need management

(Click Here to read more valuable lessons Evie learned in her 25+ years as
a financial advisor.)
A New Year. Renewed
Focus On Your Health
With the New Year upon us, it’s time to refocus on taking care of your healthcare needs. One simple way to protect your health is to see your primary care provider for an annual physical. That’s because preventing an illness is far better than treating one.

Over 130 million Americans live with some form of chronic disease, yet
only about half get the care they need. An annual physical is a simple way
to detect chronic conditions in the earliest stages, giving you a greater
chance of reversing the problem. 

Some of the most dangerous chronic diseases don’t have detectable symptoms until things reach a critical stage. For example, hypertension or
high blood pressure, is sometimes called “the silent killer” because there’s
no obvious sign that something is wrong.

However, hypertension increases your risk of cardiovascular disease, stroke and heart attack. Diabetes, glaucoma, some cancers, metabolic problems
and many other chronic conditions can sneak up on you.

With an annual physical, we check for any red flags of those silent conditions developing and recommend necessary screenings such as colonoscopies or mammograms. 

Now, while good health is on the top of your mind, is a great time to schedule your annual physical.

Physicians Medical Group of San Jose is the largest independent physician’s association in Santa Clara County. We have been part of the community for 40 years with more than 1,000 doctors in 460 offices plus
we speak 30+ languages. Visit for a complete listing of our physicians.

 --Larry Hayes, A050 CEO/Publisher
"Can You Help Me? I Can't Get
My Covid Shot."
"I'm 79 and scared about getting Covid. So many people sick and dying.
I appreciate that healthcare workers are first in line followed by staff and residents in long term care facilities. But I can't even get someone to return my calls for an appointment."--Ruth, San Jose, CA.

I wish I could help you. It's very frustrating. Many people are complaining and unable to make an appointment. The problem is Covid vaccine supplies are extremely low with heavy, unprecedented demand. (Kaiser had to shut down its phone appointment service after receiving over 90,000 calls.)

In California, first in line are healthcare workers, long term care patients/staff and emergency medical personnel. Next is the 75+ which includes you. However, I've heard of people as young as 55 getting vaccinated so it may help to "know" someone in healthcare. Emailing or calling for an appointment at Kaiser is out of the question at the moment. Recorded message? "Don't
call us. We'll call you." Similar situation everywhere.

Last Resort--over 65 and unable to make an appointment? Show up at the places giving out shots such as hospitals, pharmacies and vaccination sites. Check online with your county public health department for locations. You might get lucky.

Our new president has promised "1 million shots per day for the next 100 days." So there is hope.
Got a Question? Ask me anything. If I don't know the answer, I'll find someone who does. Email me at ASK LARRY
is written by Larry Hayes, CEO/Publisher of ActiveOver50. Larry
What's For Dessert?
The creative genius behind Under Cardiac Arrest comics is John Donaghue, a talented art director from San Francisco. He has created dozens of comics about the frolics and humor of older adults.

For more laughs, go to: UnderCardiacArrest

Recently Sold! $960,000
1 story, single family residence in The Villages
3 bedroom, 2 bath, 1,727 sq.ft.

Why Live In An Active Adult 55+ Community?
--Carla Griffin, Broker, CRS, SRES, B&A Realtors, DRE#00710852

One of the best kept secrets in senior living housing is the Villages Golf & Country Club in San Jose, CA--the only active adult community in Silicon Valley.

Home to over 4,000 residents living in 2,309 condos and single family homes scattered throughout 550 secluded and scenic acres. Gated community for your safety and privacy. Lots of activities, clubs and fun things to do.

Prices from $400,000 to $1,000,000+
To learn more about The Villages, take an in-person tour with me.
Call today. 408.274.8766

For a virtual tour of the "Recently Sold", go to:
Book Review
--Larry Hayes

"Shifting Gears"
50 Baby Boomers Share Their Meaningful Journeys
In Retirement--Richard Haiduck

I just finished reading Shifting Gears by Richard Haiduck and came away inspired. He interviewed 75 boomers--narrowed down to 50--about "life changes" they undertook after retiring. Not content to "play golf" or "watch TV" all day, these active retirees reinvented themselves and found new and meaningful things to do. From gig working to living in a senior community to exploring America in a RV. You'll enjoy their stories and come away with ideas for the "next chapter" in your life. They tell in their own words what it's like after retirement. The good and the scary part. To order your copy, go to:

About Richard Haiduck

Richard Haiduck, 78, is a former life sciences executive. He is now immersed in exploring his own retirement while observing the experiences of his retiree colleagues. His first book is Shifting Gears; 50 Baby Boomers Share Their Meaningful Journeys in Retirement.

The book challenges existing perceptions about retirement, showing the culture shift that is driven by retirees with bold ideas for reinventing themselves. The 50+ interviews provide revealing conversations showing the range of experiences from a diverse group of interviewees. Haiduck graduated from Miami University and got his MBA from Xavier University. He leads an active retirement including biking, reading and mentoring of social entrepreneurs.
With over 15 years experience right here in Silicon Valley,
I can answer all your questions.

Will the bank own my home?

The bank does not take ownership of your home; they simply extend a loan to you. You continue to own and live in your home and are responsible for payment of property taxes, required insurance and if applicable, HOA fees.

Do my children/family members lose their inheritance?

No, a borrower may designate an heir of their choosing.The heir(s) will inherit the home after the last surviving borrower passes away and may then choose to keep (by paying off the amount of reverse mortgage balance) or sell the home. Should they choose to sell, any remaining equity after paying off the loan (minus interest and fees) would be theirs.

Contact me today to learn more! Call 408.722.0010 

Marilyn Brown Ross
Branch Manager & Reverse
Mortgage Professional
Inside Scoop!

"Social Insecurity" 2021
A Funny Calendar For Anyone Who Might Get Old Someday

John Donaghue, the creator of Under Cardiac Arrest comics, has put together a humorous calendar of his best work guaranteed to give you a chuckle or two every month.

Created for the older crowd, Donaghue's lighthearted comics remind us that life is a journey to be enjoyed along the way.

More than just a calendar, "Social Insecurity 2021" will light up your day, 365 days a year. Ideal as a gift for yourself, parents or friends. To order, go to:

On a Personal Note...
Thanks to the persistence of our daughter, my wife and I got our
first Covid shot last week. Lucky--because we know how hard it is to get an appointment. One of the perks of being 75+ and having a wonderful, caring daughter.

Valuable Resource
Over 50 and looking for help and resources for yourself or loved ones? Check out Avenidas of Palo Alto, CA. Avenidas provides a wide range of programs, information and services to help older adults stay active, maintain independence, help their aging parents or care for a spouse.For a complete list of programs and classes, go to:

Got News?
What's happening in your life and/or business? Send us news (up to 100 words) that you think would be of interest to boomers and seniors. Submit any interesting news and/or human interest story. Share The Scoop with your friends, family and colleagues. Your comments and suggestions are always welcome. Reach me at 408.921.5806

Build Your Business

P.S. The Scoop reaches over 100,000 boomers and seniors in the San Francisco Bay Area. For editorial and advertising opportunities, email: