A Lifeline Letter from
Universal Wealth Management
Insurance review
 Greetings!

In recent years there have been several changes in the economy, tax laws and fiduciary services. The cost and performance of insurance company products have been altered, too. No matter which company manages your insurance and retirement plans, there have been changes that may impact you. To stay on track, it is imperative that you perform analysis and comparisons of all of your current plans.

In evaluating your plans and policies, there are several factors to consider:
Are your insurance and retirement plans set up properly to help achieve your objectives

Do you have the appropriate type, amount and duration of Life, Health, Disability and Long Term Care (LTC) insurance?

Do you need to adjust the funding of your plans in light of changes in insurance costs, interest rates or dividend scales?

Are your policies backed by a company with the financial strength and stability to stand behind the promises contained in those products?

Finally, have you updated your beneficiaries on your insurance and retirement plans?

Over the past few years, consumers have been urged to review investment account(s), retirement account(s), annuity policies, disability, life and health insurance statements and insurance illustrations with their professional advisors. Our experienced team of licensed professionals are here to help you understand what this all means to you.  Simply send us a copy of your current statement(s) for immediate attention, and we will complete a full review of your current insurance plan(s). 

As a valued client of Universal Healthcare / Wealth Management, your insurance review is available at no cost to you and your family. Call us today at UWM: 401-331-7600 or e-mail us at info@universalwm.com to set up a virtual or in-person meeting.

Warm Regards,

Karen Emma
President

 

Karen Emma
President
Universal Wealth Management
945 Reservoir Avenue
Cranston, RI 02910
Phone: 401-626-3450 / 401-331-7600
Toll Free: 877-782-2855
Fax: 401-626-3451
Email: Karen@universalwm.com
Website: www.universalwm.com

 Securities, Advisory and Insurance Services offered through Royal Alliance Associates Inc. Member FINRA, SIPC and a registered investment advisory. Additional insurance services offered through Universal Wealth Management, LLC, which is not affiliated with Royal Alliance Associates, Inc. or registered as a broker-dealer or investment advisor.  
Neither Royal Alliance Associates, Inc. nor its representatives or employees provide legal or tax advice. Invest involves risk including potential loss of principal. No investment strategy can guarantee a profit or protect against a loss in periods of declining values. Past performance is no guarantee of future results. Please note individual situations can vary.
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