Tip #1 – Know God’s Principles
Are you aware that when our soul is wounded, it affects every area of our lives? Our woundedness effects our marriage, relationship with our children, our relationships with others, our employment, our decision-making and especially our finances. Let's explore the area of money and learn what does God say about money?
Study His Word and learn His principles regarding money. God wants to partner with you for a debt-free life. Romans 13:8 instructs us to “owe no man anything, accept love!
Tip #2 – Money Is A Tool
Money is nothing more than a tool. It has no power within itself, it can't talk or make decisions! Money is a tool to barter/pay for services rendered to improve your life, such as: buying or renting a home, buying the necessities in life, or for helping those less fortunate through tithing, helps, etc. Having a wrong mindset about money gives one a false sense of ungodly power and security. Trusting God's principles about money is what makes one prosperous.
1Timothy 6:17 reads “Charge them that are rich in this world, that they be not high-minded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy;”
Tip #3 Review Your Financial Situation
Did you know the Holy Spirit recorded over 2000 scriptures in the Bible pertaining to money?
One of those scriptures is found in Ecclesiastes 3:1-13. These scriptures state that the LORD wants us enjoy the fruits of our labor. But, enjoying the benefits of our hard work is impossible if we don't know our financial resume or if we are over-extended with credit card debt. Now is the time to review your financial situation so you can plan for the future.
Proverbs 27:23-24 “Be thou diligent to know the state of thy flocks, and look well to thy herds. For riches are not for ever: and doth the crown endure to every generation?”
Tip #4 – God Takes Care of His Children
“God will supply all our needs according to His riches in glory” (Philippians 4:19)
Do I really need this? Most of us shop by impulse or to satisfy an aching soul. We need to learn discipline when it comes to money! Ask yourself is this proposed purchase a “need” or a “want?” Did you plan for this purchase or is this impulse spending? When we discipline ourselves with godly principles, “God will supply all our needs according to His riches in glory” (Philippians 4:19).
A couple disciplines to adopt are: 1) setup a monthly budget and use it; 2) establish a predetermined among of money to spend on items small or large For example build into your budget $10 to $15 monthly toward small items to purchase on days you need to treat yourself, and for larger items costing $250 or more must be planned for and worked into your budget. This will eliminate impulse spending and teach you valuable discipline skills. God delights in doing good for His children, so trust Him with your wants and needs. Matthew 6:33 encourages us to “seek the kingdom of God, and His righteousness and all these things will be added unto you.”
Tip #5: Delayed Gratification.
“For in this hope we were saved. Now hope that is seen is not hope. For who hopes for what he sees? But if we hope for what we do not see, we wait for it with patience” (Romans 8:24-25).
Delayed gratification is patiently waiting for things we can't afford. Unfortunately, we live in a world that most call "the microwave generation!" A generation that wants everything now: no planning, no budgeting, no saving - just buy it now! Many are over-extended with high-ticketed pleasure purchases while struggling to keep up with the necessities of life. We learn in Romans 8:24-25 that we are to hope and wait patiently for high-ticketed items such as multiple TV's, video games, vacations, etc.
Waiting on the Lord is active. It’s preparing our hearts being ready to serve God, and expecting Him to provide for our needs and wants (Matt. 6:33). As we patiently wait in hope, we are confident in knowing that God is already working behind the scenes to bless us with our needs and our occasional wants.
Delayed gratification eliminates impulse spending. It is waiting and diligently planning for the future. Delayed gratification teaches us:
• To trust God for our needs
• To not covet what we can't afford
• To live a life of contentment
• To live within our financial means
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