February 2026

START THE YEAR OFF RIGHT --- CONSOLIDATE YOUR CREDIT CARD DEBT

Get a fresh start in 2026 by consolidating high interest credit card debt to the Affinity Platinum MasterCard - the savings could be HUGE.


Imagine you owe $10,000 on your card & make payments of $200/month.


THEIR card (national average rate of 19.72% APR)*

$11,154.91 interest paid before zero balance


AFFINITY PLATINUM MasterCard (fixed rate of 11.9% APR)

$3,880.44 interest paid before zero balance

BETTER interest rate. LOWER late fee. ZERO balance transfer and annual fees.

HOPS & HOMES: A FIRST-TIME HOMEBUYER'S GUIDE

Hey there, future homeowner! Join us at Confluence Brewing Company on March 1, 2026, at 1:00 PM for a free, fun, and informative session on buying your first home.


Your first beer is on us (21+), and food will be provided. Learn about the home-buying process in a relaxed setting. Whether you're a first-time homebuyer or just curious about the process, this event is perfect for you. Our experts will walk you through the ins and outs of buying your first home, from how to navigate the current market to securing a mortgage.


Our experts will cover everything from budgeting and financing to finding the perfect home and closing the deal. Plus, enjoy some great craft beer while you soak up all the knowledge!


Don't miss out on this opportunity to take the first step towards owning a home.



Hosted by:

  • Victoria Nesbit, Mortgage, NMLS: 2055515, Affinity Credit Union; NMLS: 474043
  • Allison Barnes, Insurance Guru, Comparion Insurance Agency
  • Nathan Davidson, Realtor, Lic: S71668000, Keller Williams Greater Des Moines

2025 TAX STATEMENTS NOW AVAILABLE

Good news! Year-end tax forms 1099 and 1098 are now available. If you're currently enrolled in eStatements, you can now access tax forms through online banking under the STATEMENTS tab.

Will I receive a tax form?


  • 1099-INT - 1099s are only available for members who earned $10 or more in combined interest.


  • 1098 - 1098s are only available for members that paid $600 or more in mortgage interest, including home equities.


Please note, if you are currently not enrolled in eStatements, applicable tax forms were mailed via USPS on January 20th.

JOIN THE AFFINITY CREDIT UNION BOARD OF DIRECTORS

Every year, leading up to our annual meeting, Affinity Credit Union members are given the opportunity to join the credit union's Board of Directors. This is your opportunity.

Do you have a strong desire to help Affinity continue to succeed and grow? Are you willing to take a leadership role in charting the future of Affinity? If so, we would like to hear from you!

Completed applications can be mailed to the address below or dropped off at an Affinity branch. Applications must be submitted by February 10, 2026.

AFFINITY CEO JEREMY SMITH RECEIVES NATIONAL RECOGNITION

Congratulations to our CEO, Jeremy Smith, on his appointment to America's Credit Unions Small Credit Union Advocacy Advisory Panel! This panel allows Iowa leaders to have a voice at the federal level.


He was also selected to participate in the Greater Des Moines CEO Master Class. This comprehensive executive experience features 17 Greater DSM area CEOs of varying industries, who have shown a track record of leading by example and helping to strengthen the communities around them.

TAKE CENTER STAGE AT AN IOWA WILD GAME AND WIN $250!

Enter the our Shoot to Win contest with the Iowa Wild for your opportunity to participate in an on-ice contest and chance to win $250!


Participants will be selected on Monday, February 9th, with the event taking place on Friday, February 13th.


ICUF WARREN A. MORROW MEMORIAL SCHOLARSHIP CLOSING SOON!

Guided by the credit union philosophy of people helping people, the Iowa Credit Union Foundation (ICUF) works to champion financial well-being for all. As part of this mission, ICUF promotes the Warren A. Morrow Memorial Scholarship program to encourage high school seniors and post-high school students to learn about credit unions and to prepare them for their financial futures. 


The Warren A. Morrow Memorial Scholarship includes two categories: 



  • High School Scholarship (16 possible awards): open to any high school student with a projected graduation year of 2026 who is entering full-time enrollment in an accredited undergraduate or vocational program.
  • (4) first-place prizes of $3,000
  • (4) second-place prizes of $2,000
  • (4) third-place prizes of $1,500
  • (4) fourth-place prizes of $1,000.


  • Post-High School Scholarship: open to any post-high school student who is entering or continuing enrollment full or part-time in an accredited undergraduate, graduate, or vocational program.
  • (8) eight prizes of $2,000. 


DEADLINE IS FEBRUARY 6TH!


NEW ISL EDUCATION LENDING SCHOLARSHIP PROGRAM

Up to 45 Iowa students and parents or guardians will each be awarded $1,000 ISave 529 deposits in the ISL Education Lending Scholarship, sponsored by Iowa Student Loan Liquidity Corporation®, which offers educational funding as ISL Education Lending.


Award winners will be randomly selected from all eligible entries to receive a $1,000 deposit into an ISave 529 account. Potential winners who do not already have the account will have 30 days after notification of the award to set up a new ISave 529 account and provide the account specifics to ISL.


Since 2012, ISL has awarded more than $1 million to Iowa students, parents and high schools through its scholarships and award programs. 


Register by April 3, 2026!

AUTO LOAN RATES CONTINUE TO DROP - HOW MUCH COULD YOU SAVE?

Good news for your wheels (and your wallet)!


Affinity just lowered auto loan rates! Now’s a great time to buy or refinance.


On top of these lower loan rates, you can also skip your next 3 months of auto loan payments AND receive $200 cash!


Start your application today!


UPCOMING CLOSURES

Presidents' Day

Monday, February 16th


Memorial Day

Monday, May 25th


Juneteenth

Friday, June 19th

*National average credit card rate accurate as of 12/31/2025 according to https://www.bankrate.com/credit-cards/advice/current-interest-rates/

Interest payment calculations per https://www.calculator.net/credit-card-calculator

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