March  6th, 2019
Captain's Log


Spring is right around the corner, and soon we'll be back to the hustle and bustle of the outdoor season. With holiday spending well behind us and most of the legwork for getting our taxes filed done, now comes the time to relax, right?  Well, maybe not. It all depends on what type of financial foundation you've laid for yourself. 

Without a proper plan in place, it can be tricky to get a good handle on keeping afloat in potentially rough seas going forward. As you'll read in this month's included The Wealth Report, ongoing political turmoil has set a scene of uncertainty in how markets will behave in the coming years. As you approach and enter retirement, it's important to be sure you've got a good retirement plan in place and that you understand what effect market volatility could have on your success.  Unfortunately, we still see a lot of people leaving too many pieces of their retirement puzzle up to chance and that can lead to devastation if markets don't cooperate. 

Our Chart Your Course retirement planning system looks at the big picture and addresses all of the key planning areas that should be covered. For those of you who aren't currently working with us, it might be worth having an assessment done on your current plan to be sure you're not exposing yourself to unnecessary risks in retirement. There's no charge to meet with us, and a second opinion on your plan can provide a lot of good information for you. You'll either leave with the confidence that you're going to be just fine or with some insight on what could be improved. All it takes is a little time and a friendly chat. 

If  there is anything we can assist you with, then just let us know.  And, as always, remember -  The purpose of the money dictates where you put it.  

Until Next Month,
Jim's signature
  James D. Stillman
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The Wealth Report:

How Turmoil and Gridlock in Washington
Impacts the Markets

The investment markets hate uncertainty. Therefore, no news is good news. The chances of market volatility are lower when the government is unlikely to pass radical new legislation, or make drastic fiscal or policy changes. In times of political stability, investors can focus on their holdings and company performance, rather than worrying about extraneous factors. 

However, the U.S. is in the midst of an all-new environment of divided politics. This makes it unclear how the economy, investors, politicians, consumers, company executives and even the world at large will react to the perpetual news cycle of astonishing statements that dictate changes to decades of U.S. policy and precedents.

All content is intended for informational purposes only. Any guarantees are for insured products only and are dependent on the claims paying abilities of the insurer.  All investments carry some risk and you should be advised by your personal financial advisor before implementing any strategies discussed, as they are not suitable for everyone. James D. Stillman is an Investment Advisor Representative of JDS Wealth Management Corporation and AE Wealth Management. 

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