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118 E. Tarpon Ave

Suite #8

Tarpon Springs, FL 34689


727-493-0937


jgrant@iagagency.com

Insurance Associates Group December 2025

Dear Greetings!


Please take time to view our December newsletter! In every issue we will cover upcoming events, articles covering all aspects of healthcare, insurance, and hopefully entertain as well as educate!

Medicare Open Enrollment Deadline!


Medicare Open Enrollment ends December 7th.



Please call, and make an appointment to review your plan, or enroll for 2026!


727-493-0937



Affordable Care Act for 2026


November 1, 2025: 

Open Enrollment begins; you can first enroll, renew, or change plans.


December 15, 2025: 

The deadline for most states, including Florida, to enroll for coverage starting on January 1, 2026. 


January 15, 2026:

The final deadline to enroll in or change plans for coverage to start on February 1, 2026. 



Call us: 727-493-0937 to make an appointment to renew your ACA coverage for 2026



December Is Safe Toys and Gifts Month


When it comes to toys and gifts, it is critical to remember to consider the safety and age range of the toys.


Inspect all toys before purchasing. Avoid those that shoot or include parts that fly off. The toy should have no sharp edges or points and should be sturdy enough to withstand impact without breaking, being crushed, or being pulled apart easily.


When purchasing toys for children with special needs try to: Choose toys that may appeal to different senses such as sound, movement, and texture; consider interactive toys to allow the child to play with others; and think about the size of the toy and the position a child would need to be in to play with it.

Be diligent about inspecting toys your child has received. Check them for age, skill level, and developmental appropriateness before allowing them to be played with.


Do not purchase Mainway Toys...HO! HO! HO!




Bits & Pieces


We have recently updated our website. If you haven't visited us virtually for a while, please take time to see the changes made!


www.iagagency.com


The cost of everyday living is rising, but thankfully, there may be Medicare Advantage Plans available with a Monthly Spending Allowance that may offer relief by paying for approved everyday essentials such as: Over-the-counter (OTC) products, and for those who qualify: healthy groceries!


Give us a call to see what benefits you have!


727-493-0937


Keep laughing, my friend!

"Think about it! I slip into peoples homes, leave mysterious packages, and eat unattended cookies and milk. Darn right I'm bringing my attorney!"

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Just A Reminder!


Check your plan benefits for OTC products. Some plans vary as to how much, or how often you may buy.

Get your over the counter needs through your Medicare Advantage plan!

Benefits may vary among Medicare Advantage Plans. Review your plan benefits to make you are getting enough out of your plan.

Due to CMS regulations, all calls between beneficiaries, and agencies must be recorded. Please pardon this inconvenience.

Peanut Butter Kiss Cookies

Ingredients


1/2 cup granulated sugar, plus more for rolling the cookies

1/2 cup light brown sugar, packed

1/2 cup creamy peanut butter

1/2 cup unsalted butter, at room temperature

1 egg, preferably at room temperature

1 1/2 cups all purpose flour

3/4 tsp baking soda

1/2 tsp baking powder

1/4 tsp salt

54 Hershey's kisses


Instructions


Preheat oven to 375F and line a baking sheet with parchment paper. Unwrap your Hershey's kisses and set them aside.

In a stand mixer or with electric beaters, combine the sugar, brown sugar, peanut butter, soft butter, and egg until smooth.

Add the flour, baking soda, baking powder, and salt, and mix to combine until no streaks of flour remain.

Scoop the dough into tablespoon sized portions and roll into round balls with your hands. Toss the balls in a small bowl of granulated sugar to coat evenly. Place on the prepared baking sheet, leaving about 2 inches of space between the cookies. Note: we found no benefit to chilling the dough, so we use it right away.


Bake for 8 minutes. The cookies will look puffed, and pale. Immediately, while the cookies are still hot on the baking tray, very gently press a Hershey's kiss into the center of each cookie.


Note: it's important that you do this right away. Don't let the cookies cool, even for a minute.

Transfer the cookies to a cooling rack. Allow the cookies to fully set up before enjoying or storing them, as the chocolate kisses absorb the heat from the cookie and will be very soft while they are still warm.


Sincerely,



Jim


Jim Grant

Insurance Associates Group