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118 E. Tarpon Ave

Suite #8

Tarpon Springs, FL 34689


727-493-0937


jgrant@iagagency.com



Insurance Associates Group November 2026

Dear Greetings!


Please take time to view our November newsletter! In every issue we will cover upcoming events, articles covering all aspects of healthcare, insurance, and hopefully entertain as well as educate!



It's November 1st!


All ACA clients:

Make sure your premium is paid for your 2026 policy!

Annual Election Period Is Here!




Dec. 7: This is the last day to finalize changes to your coverage.

Jan. 1: Coverage for the 2027 plans begins.


We encourage you to come in to the office for a review!


Call Us! 727-493-0937



Meet Your Agents!

Introducing the Achieva Insurance agents! Feel free to call for a consult, or make you appointment for a plan review, and see what is available for 2027!



November Is COPD Awareness Month



COPD is usually diagnosed through lung function testing such as spirometry. A spirometry test measures how well your lungs are working. It’s a simple and painless test that can help diagnose COPD. Your doctor may order additional tests to get a more complete picture of how your lungs are functioning.


A person may have chronic obstructive pulmonary disease (COPD) but not notice symptoms until it is in the moderate stage. This is why it’s important to ask your doctor about testing for COPD if you are a current or former smoker, have been exposed to harmful lung irritants for a long period of time, or have a history of COPD in your family.

Bits & Pieces


We have recently updated our website. If you haven't visited us virtually for a while, please take time to see the changes made!


www.iagagency.com


The cost of everyday living is rising, but thankfully, there may be Medicare Advantage Plans available with a Monthly Spending Allowance that may offer relief by paying for approved everyday essentials such as: Over-the-counter (OTC) products, and for those who qualify: healthy groceries!


Give us a call to see what benefits you have!


727-493-0937


Keep laughing, my friend!

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Just A Reminder!


Check your plan benefits for OTC products. Some plans vary as to how much, or how often you may buy.

Get your over the counter needs through your Medicare Advantage plan!

Benefits may vary among Medicare Advantage Plans. Review your plan benefits to make you are getting enough out of your plan.

Root Vegetable Gratin


Ingredients


1 tablespoon unsalted butter, softened

1–2 long sweet potatoes, peeled

3–4 large parsnips, trimmed and peeled

3–5 small beets, peeled

14 tablespoons heavy cream, divided

4 oz grated Parmesan cheese, divided

1 tablespoon fresh thyme, minced, plus more for garnish

1 garlic clove, minced

1 oz shredded Gruyère cheese

Salt and black pepper, to taste


Instructions


1. Preheat the oven: Set your oven to 400°F (200°C). Grease a 3-quart baking dish with softened butter.


2. Prepare the vegetables: Thinly slice the sweet potatoes, parsnips, and beets into even rounds using a sharp knife or mandoline. Place each vegetable in a separate bowl.


3. Season the vegetables: Add 4 tablespoons of cream to the sweet potatoes, 4 tablespoons to the parsnips, and 2 tablespoons to the beets. Add ½ oz Parmesan and 1 teaspoon thyme to each bowl. Season with salt and black pepper, then toss to coat.


4. Prepare the creamy base: Pour the remaining ¼ cup heavy cream into the baking dish. Sprinkle with ½ oz. Parmesan and minced garlic.


5. Arrange and bake: Stand the vegetable slices upright at a slight angle, alternating rows of sweet potatoes, parsnips, and beets. Repeat until the dish is filled. Sprinkle with the remaining Parmesan, salt, and pepper. Cover with foil and bake for 30 minutes.


6. Add the cheese and finish: Remove the foil and sprinkle shredded Gruyère over the vegetables. Return to the oven, uncovered, for 18–20 minutes until the vegetables are fork-tender and the cheese is melted and lightly browned. Garnish with fresh thyme and serve warm!




Sincerely,



Jim


Jim Grant

Insurance Associates Group