January 2018 - Lending for Good
Evolving To Serve You Better

These are interesting times for nonprofits like Home HeadQuarters.  The demand for our services  has never been greater, yet  financial support from traditional  government and national  philanthropic sources is flat or declining.

In the midst of these realities, Home HeadQuarters is looking at  how it can become less reliant on  grant and government resources. For us, one solution is to embrace the con cept of social enterprise.  Social enterprise is about delivering valuable services to our custo mers and doing so in a way that  enables us to be a sustainable anchor in our community without having to constantly  wonder if that grant or donation we need will come in . The goal is to equip Home HeadQuarters  to earn a  significant portion of our income through market-based activity,  ultimately helping advance our mission  to create stronger and healthier communities. 

We're going to follow and adapt an already proven model at work in the NeighborWorks network in communities across the country. While pursuing a social enterprise model can be seen as revolutionary, it is essential to our sustainability To move us in this direction and to help ensure long-term success, Home HeadQuarters  is  undergoing a rigorous self-assessment of our culture, our processes and pr ograms. We ' re asking  ourselves if we have the right people, mindset and opportunity to o perate more like a business  without sacrificing our mission to serve the needs of the community.

The move toward a social enterprise operation and culture will lead to more uni nterrupted and  unrestricted funds for us to do the work we do, from housing and financ ial counseling to building and  rehabbing homes for our neighbors and friends. As a community organizatio n with a social enterprise  philosophy , Home HeadQuarters  will be better able to establish long-range plans that do n ' t pay off  immediately, a freedom not always available when grant makers want to see results right  away. This model enables us to address community needs and nimbly adapt as those needs change .

We' re on this journey together, moving toward a stronger organization and a st ronger community. We thank you for your 20+ years of support and look to you for continued guidance and encouragement as we evolve in our next 20 years of serving the Central New York community.

  
Read more about the Sustainable Business Initiative movement throughout NeighborWorks America's national network here.
Paul Driscoll Rejoins HHQ

Paul Driscoll recently returned to Home HeadQuarters in a new role as the Chief Planning and Redevelopment Officer.  In his new position, Paul will focus on Home HeadQuarters' major development projects including the LEED-driven Resilient Corners efforts on the city's Near Westside, and the organization's many new construction and substantial rehab projects.  Paul was most recently the Commissioner of Neighborhood and Business Development for the City of Syracuse and before that, the Director of Housing. Prior to working at HHQ, Paul worked for Onondaga County and the City of Los Angeles in their Housing Department.  Paul has a B.A. Degree from SUNY Albany in Political Science and a Master's Degree in Urban Planning from the University of Southern California.  We are happy and excited to welcome Paul back!

Why Winter is the Perfect Time to Start Home Improvements

If a remodeled bathroom, new driveway, or everything in between is on your home improvement "to-do" list, don't wait until the weather gets warmer to start making calls on financing or contractors. Spring is the busiest time for both lenders and contractors and can add weeks or months to your project schedule. Start looking for contractor bids now when skilled contractors have the time to return calls and write up detailed bids. Now is also the best time to get home improvement loan paperwork started.

For low-interest, flexible home improvement financing for your home, new or not so new, in Central New York, click here!
Meet Cimone Jordan, Future Urban Planner

Syracuse Northside native Cimone (pronounced with a hard "c") Jordan recently joined Home HeadQuarters over the winter break as an intern with our contract compliance group. Cimone, working through OnPoint for College's pilot internship program, comes to us from Hamilton College where she is majoring in Environmental Studies with a concentration in Geography and a minor in Education. She hopes to one day build on her interest in how people interact with their built and natural environments to improve the way people live. Later this year, Cimone travels to Vietnam, Morocco and Bolivia to study the impact of climate change (we miss her already!).
FEBRUARY CLASSES & WORKSHOPS
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BEGINS FEBRUARY 5 - MON. & THURS. 
5:30pm-7:30pm, this 8-hour course provides all the information you need to become a successful homeowner. Trained housing counselors provide class instruction and one-on-one financial counseling.

FEBRUARY 7 or 21
FREE, 60-minute orientation will introduce you to the basic steps to becoming a successful homeowner and how Home HeadQuarters can help. Orientations are offered on Wednesdays either at 10:30am or 5:30pm.

FEBRUARY 10
Saturday Home Buyer Education - Cayuga County Homsite
9am-5pm - Eight-hour, certified Home Buyer Education. Eligibility requirement for $3,000 Down Payment & Closing Cost Assistance. Held at Homsite, 60 Clark Street, Auburn.

FEBRUARY 15
FREE, 6:30-7:30pm, Learn the principals of keeping a clean and healthy home. Receive free green cleaning supplies. Dinner provided. Held at Housing Visions, 116 Hawley Avenue, Syracuse. Sign up by calling NEHDA at (315) 425-1032. 

FEBRUARY 17
Financial Capabilities (or what NOT to do with that tax refund!)
9am-1pm, Location TBD. Get your personal finances in order and start managing your money instead of it managing you! Held in conjunction with Common Councilor Latoya Allen. Stay tuned for details!

FEBRUARY 20
5:30pm-7:30pm, FREE, 2-hour informational workshop looks at how to avoid foreclosure, how the judicial process works and what to expect once a foreclosure action is filed. 

FEBRUARY 21
1:00pm-3:00pm, FREE, 2-hour informational workshop looks at how to avoid foreclosure, how the judicial process works and what to expect once a foreclosure action is filed. Held at Community Action Partnership of Madison County, 1001 New Market Drive, Canastota. 

FEBRUARY 24
9am-5pm class requires a pre-approval from a lender or enrollment in a First Home Club.

For a full 2018 Class Schedule, click HERE!

When a First Mortgage Means More

Die-hard Patriots fan Marc Wagner is pretty excited about the upcoming Super Bowl. It's not just that his guys are playing (again!), but the fact that he can have people over to watch the game at his home. After a lifetime of renting, Marc is now the proud owner of his own home in Lyncourt. 

The home means even more to Marc than the average first-time homebuyer. The ranch-style, accessible home lets Marc, someone who has been paralyzed from the waist down for almost 20 years after a snowmobile accident, get around independently and easily.

One day last year, Marc realized he was ready to enter the home buying market. Done with broken apartment elevators, Marc was determined to change his circumstances; but he didn't have a pool of savings for a down payment.

"Home HeadQuarters was really a one stop shop.  I took some eye-opening 
 homeownership classes, used the services of a CNY Affordable Realty realtor and then filled out the application for a low down payment mortgage. It all couldn't have been easier on how everything and everyone worked together," said Marc.

For more information on how we can help you buy a home anywhere in Central New York, click here ! (Go Eagles!)
Sometimes, You Just Need a Little Paint
A little TLC was in order for this South Valley home that is on its way to a new home owner. It may have needed a bit more than only paint.

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Home HeadQuarters, Inc. | 538 Erie Blvd. W., Suite 100, | Syracuse, NY 13204  
p. 315.474.1939 |  www.homehq.org | email: info@homehq.org
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