January 2018

Right Start 4 KidsSM
Did you know that cavities are the most chronic childhood disease? Cavities are five times more common than asthma. Children with pain from tooth decay typically miss more school and have lower grades than their peers. This also equates to missed school and work hours. But cavities are nearly 100% preventable, and it's easy to protect a child's oral health and ensure better overall health.

That's why Delta Dental of Colorado has introduced Right Start 4 Kids  (RS4K), an innovative plan design enhancement that removes most of the cost barriers to dental care by providing coverage for children up to their 13th birthday at 100%, with no deductible, when in-network providers are seen.* If an out-of-network provider is seen, the adult coinsurance levels will apply. Orthodontic services are available but are not eligible for the RS4K 100% coverage level.

Right Start 4 Kids is available now to most small groups (2-100) who have a standard, not customized, plan. If you have any questions about Right Start 4 Kids, please contact your account manager.

* Right Start 4 Kids is subject to limitations, exclusions, and annual maximum.

The Value of Stand-Alone Dental Plans
At the end of 2016, 249 million Americans had dental insurance, of which the overwhelming majority had dental coverage separate from their medical coverage. Stand-alone plans are typically offered by companies like Delta Dental of Colorado, that specialize in dental care and have separate deductibles and out-of-pocket maximums are not affected by medical coverage.

Stand-alone plans are designed to address preventive and predictable oral health needs by:
  1. Encouraging regular use of preventative dental care by the inclusion of certain services (check-ups, cleanings, exams, etc.) generally covered at 100%. 
  2. Offering lower deductibles to reduce the cost barrier of addressing a dental problem before it becomes a larger issue.
  3.  Elevating the importance of routine oral health maintenance by distinguishing oral care from traditional medical care, which has a fundamentally different nature of care.
  4. Including a coverage cap to control costs of dental insurance from year to year.
  5. Having a typical 100/80/50 benefit structure serves the needs of patients, while also encouraging personal participation in maintaining good oral health. 
Delta Dental of Colorado ensures members have access to the care they need by increasing awareness of the importance of oral care and reducing the financial barriers associated with obtaining preventive and routine care.
Senate Democrats agree to vote for GOP's budget stopgap with CHIP extension
Modern Healthcare, January 22, 2018
The government will re-open Monday afternoon after the Senate broached an agreement on a three-week budget stopgap paired with Children's Health Insurance Program funding and the delays of certain Affordable Care Act taxes.

Court battle brewing over work rules for Medicaid
The Hill, January 15, 2018
Advocacy groups are gearing up to sue the administration, arguing that it doesn't have the power to allow work requirements and other rules for Medicaid without action from Congress.

U.S. healthcare uninsured rises most in near decade: Gallup
Reuters, January 16, 2018
The number of Americans without healthcare insurance rose by 3.2 million people between 2016 and 2017, or 1.3 percentage points to 12.2 percent, according to a Gallup poll released on Tuesday, the biggest jump in the uninsured rate in nearly a decade.
Estimated number of health plans on federal exchange plummets by two-thirds
Modern Healthcare, January 10, 2018
The Trump administration is estimating there are now only 700 issuers in the individual and small group markets, which is down from 2,400 in an earlier estimate.

Rising cost of living emerges as key issue at Colorado Statehouse - but parties are far apart on solutions
The Denver Post, January 17, 2018
Colorado's mile-high cost of living is emerging as a key issue for lawmakers in the 2018 legislative session - but so far, the two parties are prescribing vastly different remedies.

The Denver Post, January 12, 2018
The $1.7 billion facility has a to-do list hundreds of items long, according to document obtained by The Denver Post.

Catalyst's Ambitious Plan to Spark Innovation in Colorado's Healthcare Industry
Confluence Denver, January 10, 2018
Catalyst HTI is rapidly approaching its ribbon-cutting ceremony this spring in RiNo. Founder and President Mike Biselli explains how bringing scores of top healthcare businesses under one roof might make them all stronger.

Denver Post CEO/publisher will step aside
Denver Business Journal,  January 17, 2018
The publisher and CEO of The Denver Post will step aside at the end of January.
Delta Dental of Colorado