Handling Employee Benefit Questions: We Can Help!
As Group Benefits Advisors, we understand that not all client companies have an HR department to handle benefits. 

That's why we make ourselves available for your new hires and open enrollment meetings. We can bring packets of information and walk your employees through their benefits from start to finish. This service is designed to help your staff better understand the details of their plan and to help reduce the number of questions you get afterward!  

If you aren't utilizing this service already, talk to your Advisor. It's free and it's part of our commitment to you to offer quality service for the life of your policy.

New Year New You?  Understanding and using Wellness Programs 
Employee wellness programs seem to offer obvious benefits. There's general well-being of course, plus health, happiness...and the pursuit of more happiness?

In other words, it can be surprisingly hard to articulate any concrete benefits of employee wellness programs, especially from a business standpoint. However, that's exactly what you need to do if you want to  make a solid case for a program you've been thinking about implementing.
Fail to make a solid argument, and your pitch to key decision makers could merit responses like these:
  • "Sure, wellness programs for employees looks fun and sounds like a good idea, but do they really offer any benefits?"
  • "Wellness programs don't actually work; companies only implement them to have good talking points for annual reports."
  • "Why implement a program designed to achieve a concept as abstract as wellness?"
But don't you give up just yet-you're about to get all the information you need to craft a water-tight response to those questions and others.

Many health insurance plans support wellness programs with resources and material, and in many cases, on-site visits and incentives. Your Advisor can help you uncover the details if you want to start.  

Help Keep Your Data Current
For the sake of compliance, we require all employers to send us a list of new hires and terminations as they happen. 

The continued accuracy of your company census is important, as it allows for timely enrollments and terminations and helps you avoid complex payroll changes and billing issues. 

Along with sending you the emailed or faxed monthly update request, we have created a simple form that you can fill out and send to us as changes happen, rather than waiting for us to request them. 

To view and save the form please 

*Be sure to save the link as a favorite so that you can update us any time you have changes. 

No time for the form? You can also email Belinda with your changes. Be sure to include hire date and salary information, or termination date. 

Questions? Call us at 740-363-5433
Spotlight: Life Insurance Planning
As a small-business owner, you're responsible for two families: the one you have at home, and the one you have through work. 

No matter what your business, a well-conceived insurance and benefits program is essential. If you die or become disabled, insurance can help protect your family and your business.
To get a sense of how well you've planned for these responsibilities, ask yourself these questions:
  • What will happen to my business and family if I die or become disabled?
  • What will happen if certain key employees die or become permanently disabled?
  • How can I attract and retain the best employees?
  • How can I help ensure that my business will be able to weather unforeseen financial hardships?
  • What will happen to my business when I retire?

Talk to your Advisor today about your life insurance coverage. 

Happy New Year! 
The new year always brings talk of resolutions, new beginnings and so on. But as we look forward we can't forget to look back at how far we've come.  Be sure that your fresh start doesn't mean forgetting to have gratitude and respect for the blessings and trials that brought you to this point. 

I am grateful to you, our clients, for your continued business and to our amazing staff who work tirelessly to keep our busy office running smoothly. I look forward to a great 2020 and look back with a smile, retaining gratitude for each of you and how you've helped us grow. 

Jim Roesch,  CEO and Chief Visionary Director