Dear Valued Member,

I would like to take this opportunity to express my gratitude for your continued membership and loyalty to OMEGA Federal Credit Union. We are proud to be your credit union, and we are thankful for the trust that you place in us every day. As we embark on 2025, we will begin our 85th year of service, and our commitment to our membership remains our top priority. Our goal is to provide you with the most convenient and secure banking experience possible and we are continuously looking for ways to enhance your banking experience.

Last year, we successfully merged with Allegheny Health Services Employees Federal Credit Union and Mt. Lebanon Federal Credit Union. These mergers allowed us to expand our branch locations, increase our financial strength, and better serve our members. We are excited to announce that our newest merger with Fisher Scientific Employees Federal Credit Union, approved by the NCUA in 2024, is effective January 1st, 2025, and we look forward to welcoming them.



As we progress through the year, we will be sure to communicate with you, keeping you up to date on what we are working on to make sure that your banking experience is the best that it can be. In the meantime, our Board of Directors, staff, and management team want to wish you and your family a Happy and Healthy New Year. We are grateful for your continued membership and look forward to serving you in the years to come.

Sincerely,

Troy L. Garvin

President & CEO

Refinance to an OMEGA auto Loan that comes with great terms and low rates that can't be beat. Give us a call today at 412-369-3800 to apply or login into your online banking app and click the apply now button!

Use our payment calculator to calculate a payment or determine if you can save money with a vehicle refinance.

ACCOUNT UPDATES

• Christmas Club Account: It’s that time of year to get your Christmas club account started again. Make sure your deposits are in order or make changes to the dollar amount you contribute. Funds will be transferred automatically to your savings accounts on October 1st. Reminder: Withdrawals on Christmas Club accounts are prohibited until the entire balance is payable at maturity on September 30th of each calendar year by check or transfer. Members who request access to their Christmas Club account prior to September 30th or those who wish to not have an automatic transfer will have their account converted to a Miscellaneous Club account which has unlimited access for withdrawals and does not have a scheduled maturity date.

• Dormant account fee: A dormant account fee of $50 will be applied October 1, 2025, if your savings account has a balance of less than $500, no other sub-accounts or loans, and you did not make at least one transaction in the past year. Youth and Teen Accounts are exempt from this fee.



• Sign up for E-statements: All share accounts with balances of less than $100 having no other sub accounts or loans will be charged a $5 monthly single service fee. To avoid this fee, please maintain a share balance of at least $100 or sign up for convenient Home Banking with E-statements. To learn how to sign up for E-statements, visit our website at www.omegafcu.com for sign-up instructions.

ANNUAL MEETING

All OMEGA FCU members are invited to attend the Annual Meeting:

WEXFORD Branch Oct 15, 2025 @ 6 PM

Nominations for Board of Directors’ vacancies may be made by submitting your request to the Nominating Committee. Nominations will not be recognized from the floor during the Annual Meeting. The following Board members are up for re-election:

Kathy Havel

Tanya Ulrich

If you are interested in serving on our Board of Directors, please send resume and cover letter by March 31, 2025 to:

OMEGA Federal Credit Union

c/o The Nominating Committee

PO Box 15038

Pittsburgh, PA 15237

Nominations made by petition must be signed by 1% of members

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