January 2019
Your monthly news & updates
2019 is officially here and so is the latest newsletter, as well as some ways for your employees to make their financial planning a little easier.
The FOCUS Newsletter for Q4 is Now Available
Ohio DC's Focus  Newsletter for the fourth quarter of 2018 is now live on our website  here . We're always looking out for the latest information affecting the retirement and savings industries and we pass it along to our employers and participants, to keep you all up-to-date on what's going on. In this issue you can learn about retirement budget planning, our latest Share Class Change and Employer Recognition.
Is Your Staff Signed Up for eDelivery?
Many people still like to receive financial notices and information through the mail, but for a growing number of Americans, it's easier and more convenient to receive those same documents electronically. If your staff would like to cut down on paper waste, or maybe they find it easier to organize their financial documents if they receive them electronically, let them know about Ohio DC's eDelivery option. Get more information about eDelivery for your employees here .
Share Deferred Compensation-related Articles with Your Employees 

Ohio DC can provide monthly information on retirement issues for your newsletter or Intranet. This month, we'd like to give you information about : Making Saving for Retirement Easy .

Download articles on healthcare in retirement, what is deferred compensation, fees, and more.   Learn more .

If you received this email you are on the list for future employer communications. If this was forwarded to you, you can join our list by   contacting us .
Message from the Executive Director: Keith Overly
Keith Overly, Executive Director
SMarT Increases Help Your Employees Save
Most Americans are not saving enough to live comfortably in retirement. We know that pensions, for those who will receive them, only cover about 65-70% of a person's pre-retirement salary. That difference is the retirement gap and it needs to be made up for somewhere. Ohio DC is one of the best resources for covering that gap.

Among the best options that Ohio DC participants have to save more is the opportunity to take part in the SMarT automatic deferral increase program or SMarT Plan. The SMarT Plan lets participants choose a specific date each year to automatically increase the deferrals that go into their Ohio DC account. This helps people boost their savings rate each year without even thinking about it. If you would like to learn more about the SMarT Plan, click here .